Analysis
Similar accounting programs in Florida suggest first-year earnings around $39,000—right at the state median and slightly above the national benchmark for associate-level accountants. With estimated debt of about $16,000 (notably lower than Florida's typical $23,800), the debt-to-earnings ratio of 0.41 looks manageable compared to what students typically face in this field. Paying off that amount on an entry-level accounting salary should be achievable within a few years of graduation.
The challenge is that these figures come from peer programs across Florida, not Florida SouthWestern's actual graduates, so there's real uncertainty here. Community colleges in the state show wide variance—Valencia and Broward graduates earn in the mid-$30,000s, while Keiser grads push toward $48,000. Where Florida SouthWestern falls in that range matters significantly for ROI, especially since accounting associate degrees are often stepping stones to bachelor's completion or professional certifications that unlock higher-paying positions.
For a two-year program with one of the lowest estimated debt loads in the state, the financial fundamentals appear sound if your student plans to work immediately in bookkeeping or accounts payable roles. The bigger question is whether they'll stop here or continue their education—and whether this program's actual placement outcomes match what similar Florida schools achieve. Request job placement data and talk to recent graduates directly.
Where Florida SouthWestern State College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Florida
Accounting associates's programs at peer institutions in Florida (40 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,401 | $39,114* | — | $15,979* | — | |
| $24,136 | $48,117* | $43,871 | $29,000* | 0.60 | |
| $15,117 | $43,765* | $44,358 | $23,823* | 0.54 | |
| $16,088 | $41,019* | — | $24,811* | 0.60 | |
| $2,474 | $37,209* | $35,810 | $14,806* | 0.40 | |
| $2,830 | $36,970* | $36,384 | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida SouthWestern State College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 6 similar programs in FL. Actual outcomes may vary.