Business Administration, Management and Operations at Florida SouthWestern State College

Florida SouthWestern State College's business degree comes with an exceptional debt advantage—just $16,650 compared to a state median of $22,625 and national median of $26,000. This is one of the lowest debt loads you'll find for a business bachelor's degree in Florida, ranking in the 95th percentile nationally. The starting salary of $44,481 is slightly below Florida's median for business programs (40th percentile statewide), but the debt-to-earnings ratio of 0.37 means graduates owe less than half their first-year salary, a comfortable position that allows for faster financial independence.

The earnings trajectory shows steady growth to $50,226 by year four, a 13% increase that closes the gap with state and national benchmarks. While top-tier private programs like Embry-Riddle command significantly higher salaries, they also typically carry substantially more debt. For families prioritizing affordable access to a business credential—particularly important given that 34% of students here receive Pell grants—this represents a practical path that avoids the debt burdens common at many four-year institutions.

If your child plans to stay in the Fort Myers area or Southwest Florida where living costs are relatively high, the starting salary may feel modest. However, the minimal debt load provides crucial flexibility for early-career job choices and major purchases like housing or graduate education. This program delivers solid value for students seeking a business degree without mortgaging their twenties.