Psychology at Florida State University
Bachelor's Degree
Analysis
FSU's psychology program delivers solid value through an exceptional combination of low debt and strong earnings growth, even though starting salaries are modest. With graduates carrying just $19,000 in debt compared to the national average of $25,500, students avoid the crushing debt loads that plague many psychology programs. More importantly, earnings jump 48% from year one to year four, reaching $44,481—well above both national and state mediums by graduation.
The debt-to-earnings ratio of 0.63 is particularly impressive for psychology, where many programs saddle students with debt ratios above 1.0. While FSU ranks in the 39th percentile nationally for starting salaries, it performs better within Florida, hitting the 60th percentile among state programs. This suggests the program is competitive regionally while benefiting from Florida's lower cost structure.
The trajectory here matters more than the starting point. Psychology is notoriously challenging for immediate post-graduation employment, but FSU graduates see meaningful income growth that outpaces inflation. Combined with manageable debt from a prestigious state university (25% admission rate, strong academic profile), this creates a sustainable path forward. For families concerned about psychology's earning potential, FSU offers one of the better risk-adjusted outcomes in the field—low debt provides flexibility for graduate school or career pivots while still delivering respectable income growth.
Where Florida State University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Florida State University graduates compare to all programs nationally
Florida State University graduates earn $30k, placing them in the 39th percentile of all psychology bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Florida
Psychology bachelors's programs at peer institutions in Florida (44 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Florida State University | $30,140 | $44,481 | $19,000 | 0.63 |
| Trinity International University-Florida | $39,980 | — | $24,562 | 0.61 |
| Saint Leo University | $36,139 | $35,931 | $32,461 | 0.90 |
| Palm Beach Atlantic University | $35,403 | $39,584 | $25,281 | 0.71 |
| University of South Florida | $32,438 | $40,991 | $21,267 | 0.66 |
| Keiser University-Ft Lauderdale | $32,346 | $35,291 | $49,688 | 1.54 |
| National Median | $31,482 | — | $25,500 | 0.81 |
Other Psychology Programs in Florida
Compare tuition, earnings, and debt across Florida schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Trinity International University-Florida Miami | $14,180 | $39,980 | $24,562 |
| Saint Leo University Saint Leo | $28,360 | $36,139 | $32,461 |
| Palm Beach Atlantic University West Palm Beach | $37,990 | $35,403 | $25,281 |
| University of South Florida Tampa | $6,410 | $32,438 | $21,267 |
| Keiser University-Ft Lauderdale Fort Lauderdale | $24,136 | $32,346 | $49,688 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Florida State University, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 591 graduates with reported earnings and 754 graduates with debt data. Small samples may not be representative.