Analysis
An accounting certificate from Fox College appears positioned in the middle of Illinois's market, with peer programs suggesting first-year earnings around $45,000βwell above the national median of $31,684 for this credential. That's solidly in the territory where graduates should be able to handle the estimated $8,500 in debt, which translates to monthly payments under $100 on a standard repayment plan.
What makes this estimate particularly relevant is that Illinois accounting certificate programs cluster tightly around this $45,000 mark, with reported outcomes at nearby schools like Rasmussen ($47,506) and Lewis and Clark Community College ($42,502) bracketing this figure. The lower debt burden compared to both the state median ($11,274) and national median ($13,047) strengthens the financial picture, even accounting for estimation uncertainty.
For parents evaluating whether a certificate is enough, the answer depends on your child's goals. These programs typically prepare students for bookkeeping and accounting clerk roles rather than CPA-track positions. If that aligns with their career plans and they want to enter the workforce quickly, the debt-to-earnings ratio of 0.19 suggests manageable financial risk. If they're uncertain about stopping at the certificate level, verify whether Fox's credits transfer cleanly to a bachelor's programβyou don't want to pay twice for the same coursework.
Where Fox College Stands
Earnings vs. debt across all accounting certificate's programs nationally
Compare to Similar Programs in Illinois
Accounting certificate's programs at peer institutions in Illinois (44 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $17,190 | $45,004* | β | $8,507* | β | |
| $4,320 | $52,724* | β | β* | β | |
| $13,546 | $47,506* | β | $13,047* | 0.27 | |
| $3,552 | $42,502* | β | $9,500* | 0.22 | |
| $3,822 | $31,747* | β | β* | β | |
| National Median | β | $31,684* | β | $13,047* | 0.41 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Fox College, approximately 46% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in IL. Actual outcomes may vary.