Median Earnings (1yr)
$34,353
73rd percentile (40th in MA)
Median Debt
$26,810
5% above national median
Debt-to-Earnings
0.78
Manageable
Sample Size
120
Adequate data

Analysis

Framingham State's psychology program shows something unusual for this major: graduates start modestly but experience substantial income growth, jumping from $34,353 to $50,073 over four years—a 46% increase that significantly outpaces typical psychology degree trajectories. That's meaningful earning power by year four, especially given the relatively manageable $26,810 in debt (lower than 72% of psychology programs nationally).

The trade-off here is geographic. While these outcomes beat national averages handily—ranking in the 73rd percentile—they land at the 40th percentile among Massachusetts psychology programs, where the state median sits at $36,873. You're essentially paying Massachusetts tuition rates (though Framingham State, as a public university, costs less than most private options) while achieving middle-of-the-pack state results. Still, that debt-to-earnings ratio of 0.78 means graduates typically earn more than their debt within the first year, and the trajectory suggests they're finding opportunities that value their degree over time.

For families prioritizing affordability with upside potential, this works. The debt load won't be crushing, and the earnings curve suggests graduates are successfully leveraging their psychology degrees into careers with growth prospects—whether that's through graduate school, human services roles, or adjacent fields. Just understand you're not getting the immediate earning power of Boston College ($44,760) or Bentley ($62,218), though you're also likely incurring substantially less debt at a state school.

Where Framingham State University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Framingham State UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Framingham State University graduates compare to all programs nationally

Framingham State University graduates earn $34k, placing them in the 73th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Massachusetts

Psychology bachelors's programs at peer institutions in Massachusetts (52 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Framingham State University$34,353$50,073$26,8100.78
Bentley University$62,218—$25,4940.41
Boston College$44,760$59,196$18,0000.40
Williams College$43,943$57,158$13,4160.31
Endicott College$43,646$50,853$27,0000.62
College of the Holy Cross$41,099$56,085$27,0000.66
National Median$31,482—$25,5000.81

Other Psychology Programs in Massachusetts

Compare tuition, earnings, and debt across Massachusetts schools

SchoolIn-State TuitionEarnings (1yr)Debt
Bentley University
Waltham
$58,150$62,218$25,494
Boston College
Chestnut Hill
$67,680$44,760$18,000
Williams College
Williamstown
$64,860$43,943$13,416
Endicott College
Beverly
$39,212$43,646$27,000
College of the Holy Cross
Worcester
$60,850$41,099$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Framingham State University, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 120 graduates with reported earnings and 162 graduates with debt data. Small samples may not be representative.