Analysis
A debt load of roughly $27,000 against first-year earnings in the low $40,000s—based on what other Pennsylvania chemistry bachelor's programs typically produce—puts this squarely in manageable territory. The debt-to-earnings ratio of 0.61 suggests graduates could reasonably handle loan payments while building a career, though the earnings estimate sits near Pennsylvania's median rather than at the top. What's less certain is whether Franklin and Marshall's notably selective profile (32% admission rate, 1394 average SAT) translates into better outcomes than the state average used for this estimate. Schools with stronger academic reputations sometimes see their graduates command higher starting salaries or gain access to more competitive graduate programs, but without program-specific data, that premium remains speculative.
The real challenge here is the comparison shopping. Several Pennsylvania programs with reported data—Millersville and Drexel specifically—show chemistry graduates earning $49,000 to $50,000 in their first year, significantly above the $43,571 estimate derived from state medians. That $6,000-$7,000 difference matters when you're paying down loans. If Franklin and Marshall's actual outcomes match or exceed those schools, the investment looks reasonable for a family comfortable with private college costs. If they don't, you're potentially paying more for similar or weaker results. Given the uncertainty and the availability of programs with documented stronger earnings, this is worth direct questions to the college about their chemistry graduates' actual placement and salary outcomes.
Where Franklin and Marshall College Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Chemistry bachelors's programs at peer institutions in Pennsylvania (73 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $68,380 | $43,571* | — | $26,677* | — | |
| $12,262 | $50,524* | $55,858 | $20,250* | 0.40 | |
| $60,663 | $49,215* | — | $29,667* | 0.60 | |
| $14,630 | $43,571* | $58,424 | $27,000* | 0.62 | |
| $14,646 | $43,571* | $58,424 | $27,000* | 0.62 | |
| $14,620 | $43,571* | $58,424 | $27,000* | 0.62 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Franklin and Marshall College, approximately 17% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 10 similar programs in PA. Actual outcomes may vary.