Median Earnings (1yr)
$22,067
16th percentile (25th in MD)
Median Debt
$8,935
18% below national median
Debt-to-Earnings
0.40
Manageable
Sample Size
61
Adequate data

Analysis

The earnings trajectory here tells two very different stories. Starting at just $22,067—well below both Maryland's median ($26,448) and the national average ($27,248) for this program—graduates face a rough first year that lands this program in the bottom quarter statewide. However, the 83% earnings jump to over $40,000 by year four suggests many graduates are either transferring successfully to bachelor's programs or finding their footing in the workforce after a slow start.

The debt load of $8,935 is manageable and below both state and national medians, which matters when first-year earnings are this low. Still, Frederick Community College lags significantly behind Maryland's top performers—Baltimore City Community College graduates earn nearly double in their first year. For a general studies associate's degree meant as a transfer pathway, that initial earning period may reflect students still working part-time while completing their bachelor's elsewhere, which would explain the dramatic later growth.

If your child plans to transfer immediately to a four-year program, that weak first year may not matter much. But if they need to work full-time after graduation, understand they'll likely earn $4,000-5,000 less annually than peers at other Maryland community colleges—at least initially. The strong year-four earnings offer hope, but banking on an 83% salary increase requires careful planning about what happens in those early years.

Where Frederick Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Frederick Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Frederick Community College graduates compare to all programs nationally

Frederick Community College graduates earn $22k, placing them in the 16th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Maryland (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Frederick Community College$22,067$40,392$8,9350.40
Baltimore City Community College$41,120$39,791$8,8500.22
University of Maryland Global Campus$41,071$49,637$8,2500.20
Prince George's Community College$31,322$44,768$13,4990.43
Wor-Wic Community College$30,763$31,613$6,5000.21
College of Southern Maryland$29,862$36,670$10,6500.36
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Baltimore City Community College
Baltimore
$3,314$41,120$8,850
University of Maryland Global Campus
Adelphi
$7,992$41,071$8,250
Prince George's Community College
Largo
$3,914$31,322$13,499
Wor-Wic Community College
Salisbury
$3,744$30,763$6,500
College of Southern Maryland
La Plata
$4,200$29,862$10,650

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Frederick Community College, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 61 graduates with reported earnings and 111 graduates with debt data. Small samples may not be representative.