Median Earnings (1yr)
$33,192
56th percentile (40th in MD)
Median Debt
$24,309
3% below national median
Debt-to-Earnings
0.73
Manageable
Sample Size
27
Limited data

Analysis

Frostburg State's biology program lands squarely in the middle nationally but lags behind most Maryland alternatives—a significant detail since in-state tuition often drives where students attend. While first-year earnings of $33,192 edge above the national median, the program sits in just the 40th percentile within Maryland, trailing the state median by about $700. That gap becomes more pronounced when you see that every top-performing Maryland biology program posts significantly higher earnings, with University of Maryland Eastern Shore graduates earning over $4,000 more annually.

The debt picture offers modest relief: at $24,309, graduates here borrow slightly less than typical biology majors nationwide and well below Maryland's state median. The 0.73 debt-to-earnings ratio is manageable compared to many science programs. However, with fewer than 30 graduates in this cohort, these numbers could swing considerably year to year, making them less reliable predictors than data from larger programs.

For families prioritizing Frostburg for location or campus fit, the math isn't alarming—graduates can reasonably manage their debt on typical biology salaries. But if maximizing early career earnings matters, other Maryland public universities deliver stronger returns without necessarily requiring more borrowing. The value case here depends heavily on whether Frostburg offers specific advantages beyond the earnings data.

Where Frostburg State University Stands

Earnings vs. debt across all biology bachelors's programs nationally

Frostburg State UniversityOther biology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Frostburg State University graduates compare to all programs nationally

Frostburg State University graduates earn $33k, placing them in the 56th percentile of all biology bachelors programs nationally.

Compare to Similar Programs in Maryland

Biology bachelors's programs at peer institutions in Maryland (20 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Frostburg State University$33,192—$24,3090.73
University of Maryland Eastern Shore$37,244$41,730$27,0000.72
St. Mary's College of Maryland$36,331$47,734$20,6070.57
Salisbury University$35,876$44,922$23,2500.65
Towson University$34,988$52,007$21,8750.63
Loyola University Maryland$34,655$56,525$27,0000.78
National Median$32,316—$25,0000.77

Other Biology Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland Eastern Shore
Princess Anne
$8,898$37,244$27,000
St. Mary's College of Maryland
St. Mary's City
$15,236$36,331$20,607
Salisbury University
Salisbury
$10,638$35,876$23,250
Towson University
Towson
$11,306$34,988$21,875
Loyola University Maryland
Baltimore
$55,480$34,655$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Frostburg State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.