Analysis
At $23,291 in first-year earnings, Frostburg State's Health and Physical Education program produces income that falls well below what most graduates in this field earn—ranking in just the 5th percentile nationally and 25th percentile among Maryland programs. To put this in perspective, the typical Maryland graduate in this field earns $31,403, about 35% more than Frostburg grads. Even the national median of $30,554 represents a significant premium over what Frostburg students can expect.
The debt load of $26,875 is close to both state and national medians, which means the real problem here is the earning power, not excessive borrowing. When first-year earnings barely exceed the debt you're carrying (1.15 ratio), it signals a challenging financial start. Your child would likely be earning less than many peers who chose physical education programs at Towson, Bowie State, or UMD-College Park—all accessible in-state alternatives where graduates earn $8,000-$15,000 more annually.
If your child is committed to teaching physical education or fitness instruction, understand that this is a relatively low-paying field even under the best circumstances. But within that reality, Frostburg appears to underperform its competitors. Unless there are compelling personal reasons to attend—location, specific faculty, or other fit factors—the earnings data suggests looking at Maryland's higher-performing programs in this field first.
Where Frostburg State University Stands
Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally
Earnings Distribution
How Frostburg State University graduates compare to all programs nationally
Compare to Similar Programs in Maryland
Health and Physical Education/Fitness bachelors's programs at peer institutions in Maryland (10 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $9,998 | $23,291 | — | $26,875 | 1.15 | |
| $49,647 | $38,122 | $39,339 | $25,697 | 0.67 | |
| $8,999 | $36,381 | — | $26,250 | 0.72 | |
| $11,306 | $32,101 | $48,524 | $22,250 | 0.69 | |
| $11,505 | $31,403 | $58,292 | $23,138 | 0.74 | |
| $8,898 | $30,407 | $40,738 | $27,000 | 0.89 | |
| National Median | — | $30,554 | — | $25,757 | 0.84 |
Career Paths
Occupations commonly associated with health and physical education/fitness graduates
Recreation and Fitness Studies Teachers, Postsecondary
Entertainment and Recreation Managers, Except Gambling
Athletes and Sports Competitors
Athletic Trainers
Exercise Physiologists
Exercise Trainers and Group Fitness Instructors
Coaches and Scouts
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Frostburg State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 35 graduates with reported earnings and 56 graduates with debt data. Small samples may not be representative.