Median Earnings (1yr)
$23,291
5th percentile (25th in MD)
Median Debt
$26,875
4% above national median
Debt-to-Earnings
1.15
Elevated
Sample Size
35
Adequate data

Analysis

At $23,291 in first-year earnings, Frostburg State's Health and Physical Education program produces income that falls well below what most graduates in this field earn—ranking in just the 5th percentile nationally and 25th percentile among Maryland programs. To put this in perspective, the typical Maryland graduate in this field earns $31,403, about 35% more than Frostburg grads. Even the national median of $30,554 represents a significant premium over what Frostburg students can expect.

The debt load of $26,875 is close to both state and national medians, which means the real problem here is the earning power, not excessive borrowing. When first-year earnings barely exceed the debt you're carrying (1.15 ratio), it signals a challenging financial start. Your child would likely be earning less than many peers who chose physical education programs at Towson, Bowie State, or UMD-College Park—all accessible in-state alternatives where graduates earn $8,000-$15,000 more annually.

If your child is committed to teaching physical education or fitness instruction, understand that this is a relatively low-paying field even under the best circumstances. But within that reality, Frostburg appears to underperform its competitors. Unless there are compelling personal reasons to attend—location, specific faculty, or other fit factors—the earnings data suggests looking at Maryland's higher-performing programs in this field first.

Where Frostburg State University Stands

Earnings vs. debt across all health and physical education/fitness bachelors's programs nationally

Frostburg State UniversityOther health and physical education/fitness programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Frostburg State University graduates compare to all programs nationally

Frostburg State University graduates earn $23k, placing them in the 5th percentile of all health and physical education/fitness bachelors programs nationally.

Compare to Similar Programs in Maryland

Health and Physical Education/Fitness bachelors's programs at peer institutions in Maryland (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Frostburg State University$23,291—$26,8751.15
McDaniel College$38,122$39,339$25,6970.67
Bowie State University$36,381—$26,2500.72
Towson University$32,101$48,524$22,2500.69
University of Maryland-College Park$31,403$58,292$23,1380.74
University of Maryland Eastern Shore$30,407$40,738$27,0000.89
National Median$30,554—$25,7570.84

Other Health and Physical Education/Fitness Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
McDaniel College
Westminster
$49,647$38,122$25,697
Bowie State University
Bowie
$8,999$36,381$26,250
Towson University
Towson
$11,306$32,101$22,250
University of Maryland-College Park
College Park
$11,505$31,403$23,138
University of Maryland Eastern Shore
Princess Anne
$8,898$30,407$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Frostburg State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 35 graduates with reported earnings and 56 graduates with debt data. Small samples may not be representative.