Liberal Arts and Sciences, General Studies and Humanities at Frostburg State University
Bachelor's Degree
Analysis
Frostburg State's liberal arts program starts slow but accelerates impressively—earnings jump 45% from year one to year four, eventually reaching $47,725. That growth trajectory lifts graduates from a modest first-year showing to respectable mid-career territory. While this program ranks in just the 40th percentile among Maryland's liberal arts offerings initially, that earnings progression suggests graduates are finding their footing relatively quickly.
The $28,750 debt load is nearly identical to both state and national medians for this program, and with a first-year debt-to-earnings ratio of 0.87, it's manageable compared to many liberal arts degrees. The real story here is patience: graduates who judge this program based on that $32,889 starting salary miss the fuller picture. By year four, they're earning more than the state median and closing in on higher-ranked programs like Salisbury.
For families comfortable with a slower burn, this is a solid liberal arts option—particularly for Maryland residents paying in-state tuition. The 89% admission rate makes it accessible, and the earnings growth shows graduates do develop marketable skills. Just understand that immediate post-graduation earnings will lag behind both state and national averages before catching up.
Where Frostburg State University Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Frostburg State University graduates compare to all programs nationally
Frostburg State University graduates earn $33k, placing them in the 31th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Maryland
Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Maryland (14 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Frostburg State University | $32,889 | $47,725 | $28,750 | 0.87 |
| Notre Dame of Maryland University | $48,819 | $47,178 | $28,000 | 0.57 |
| Morgan State University | $39,699 | — | $32,512 | 0.82 |
| Salisbury University | $38,478 | $49,700 | $25,000 | 0.65 |
| University of Maryland Global Campus | $34,196 | $37,432 | $20,500 | 0.60 |
| St. John's College | $25,307 | $36,533 | $27,000 | 1.07 |
| National Median | $36,340 | — | $27,000 | 0.74 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Maryland
Compare tuition, earnings, and debt across Maryland schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Notre Dame of Maryland University Baltimore | $41,910 | $48,819 | $28,000 |
| Morgan State University Baltimore | $8,118 | $39,699 | $32,512 |
| Salisbury University Salisbury | $10,638 | $38,478 | $25,000 |
| University of Maryland Global Campus Adelphi | $7,992 | $34,196 | $20,500 |
| St. John's College Annapolis | $39,126 | $25,307 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Frostburg State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 71 graduates with reported earnings and 97 graduates with debt data. Small samples may not be representative.