Median Earnings (1yr)
$32,889
31st percentile (40th in MD)
Median Debt
$28,750
6% above national median
Debt-to-Earnings
0.87
Manageable
Sample Size
71
Adequate data

Analysis

Frostburg State's liberal arts program starts slow but accelerates impressively—earnings jump 45% from year one to year four, eventually reaching $47,725. That growth trajectory lifts graduates from a modest first-year showing to respectable mid-career territory. While this program ranks in just the 40th percentile among Maryland's liberal arts offerings initially, that earnings progression suggests graduates are finding their footing relatively quickly.

The $28,750 debt load is nearly identical to both state and national medians for this program, and with a first-year debt-to-earnings ratio of 0.87, it's manageable compared to many liberal arts degrees. The real story here is patience: graduates who judge this program based on that $32,889 starting salary miss the fuller picture. By year four, they're earning more than the state median and closing in on higher-ranked programs like Salisbury.

For families comfortable with a slower burn, this is a solid liberal arts option—particularly for Maryland residents paying in-state tuition. The 89% admission rate makes it accessible, and the earnings growth shows graduates do develop marketable skills. Just understand that immediate post-graduation earnings will lag behind both state and national averages before catching up.

Where Frostburg State University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Frostburg State UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Frostburg State University graduates compare to all programs nationally

Frostburg State University graduates earn $33k, placing them in the 31th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Maryland (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Frostburg State University$32,889$47,725$28,7500.87
Notre Dame of Maryland University$48,819$47,178$28,0000.57
Morgan State University$39,699—$32,5120.82
Salisbury University$38,478$49,700$25,0000.65
University of Maryland Global Campus$34,196$37,432$20,5000.60
St. John's College$25,307$36,533$27,0001.07
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Notre Dame of Maryland University
Baltimore
$41,910$48,819$28,000
Morgan State University
Baltimore
$8,118$39,699$32,512
Salisbury University
Salisbury
$10,638$38,478$25,000
University of Maryland Global Campus
Adelphi
$7,992$34,196$20,500
St. John's College
Annapolis
$39,126$25,307$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Frostburg State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 71 graduates with reported earnings and 97 graduates with debt data. Small samples may not be representative.