Median Earnings (1yr)
$32,889
31st percentile
40th percentile in Maryland
Median Debt
$28,750
6% above national median

Analysis

Frostburg State's liberal arts program starts slow but accelerates impressively—earnings jump 45% from year one to year four, eventually reaching $47,725. That growth trajectory lifts graduates from a modest first-year showing to respectable mid-career territory. While this program ranks in just the 40th percentile among Maryland's liberal arts offerings initially, that earnings progression suggests graduates are finding their footing relatively quickly.

The $28,750 debt load is nearly identical to both state and national medians for this program, and with a first-year debt-to-earnings ratio of 0.87, it's manageable compared to many liberal arts degrees. The real story here is patience: graduates who judge this program based on that $32,889 starting salary miss the fuller picture. By year four, they're earning more than the state median and closing in on higher-ranked programs like Salisbury.

For families comfortable with a slower burn, this is a solid liberal arts option—particularly for Maryland residents paying in-state tuition. The 89% admission rate makes it accessible, and the earnings growth shows graduates do develop marketable skills. Just understand that immediate post-graduation earnings will lag behind both state and national averages before catching up.

Where Frostburg State University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Earnings Distribution

How Frostburg State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Frostburg State University$32,889$47,725+45%
Salisbury University$38,478$49,700+29%
Notre Dame of Maryland University$48,819$47,178-3%
University of Maryland Global Campus$34,196$37,432+9%
St. John's College$25,307$36,533+44%

Compare to Similar Programs in Maryland

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Maryland (14 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Frostburg State UniversityFrostburg$9,998$32,889$47,725$28,7500.87
Notre Dame of Maryland UniversityBaltimore$41,910$48,819$47,178$28,0000.57
Morgan State UniversityBaltimore$8,118$39,699—$32,5120.82
Salisbury UniversitySalisbury$10,638$38,478$49,700$25,0000.65
University of Maryland Global CampusAdelphi$7,992$34,196$37,432$20,5000.60
St. John's CollegeAnnapolis$39,126$25,307$36,533$27,0001.07
National Median—$36,340—$27,0000.74

Career Paths

Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Frostburg State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 71 graduates with reported earnings and 97 graduates with debt data. Small samples may not be representative.