Median Earnings (1yr)
$34,196
38th percentile (40th in MD)
Median Debt
$20,500
24% below national median
Debt-to-Earnings
0.60
Manageable
Sample Size
22
Limited data

Analysis

University of Maryland Global Campus produces graduates earning roughly $34,000 in their first year—trailing both the national and Maryland medians by about $2,000. Among the 14 Maryland schools offering this degree, this program sits near the bottom half, with several public universities like Salisbury and Morgan State delivering substantially higher outcomes. The relatively modest debt load of $20,500 is a genuine bright spot, coming in well below typical borrowing for this degree, though the small sample size (under 30 graduates) means these figures could shift significantly with more data.

The 10% earnings growth to $37,000 by year four suggests some upward mobility, but graduates still end up earning less than their peers from comparable Maryland programs. For context, even Frostburg State—another regional public option—sees graduates earning about $33,000 initially but climbing higher. The debt-to-earnings ratio of 0.60 is manageable, meaning graduates could theoretically pay off loans within a year if they dedicated their entire salary to it, but the core issue remains the relatively weak earning power of the degree itself.

If your child is considering UMGC for its flexibility or online options, the lower debt burden makes this less risky than some alternatives. However, if they can access other Maryland public universities with stronger track records in this field, those appear to offer better returns on a similar investment.

Where University of Maryland Global Campus Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

University of Maryland Global CampusOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Maryland Global Campus graduates compare to all programs nationally

University of Maryland Global Campus graduates earn $34k, placing them in the 38th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Maryland (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Maryland Global Campus$34,196$37,432$20,5000.60
Notre Dame of Maryland University$48,819$47,178$28,0000.57
Morgan State University$39,699—$32,5120.82
Salisbury University$38,478$49,700$25,0000.65
Frostburg State University$32,889$47,725$28,7500.87
St. John's College$25,307$36,533$27,0001.07
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Notre Dame of Maryland University
Baltimore
$41,910$48,819$28,000
Morgan State University
Baltimore
$8,118$39,699$32,512
Salisbury University
Salisbury
$10,638$38,478$25,000
Frostburg State University
Frostburg
$9,998$32,889$28,750
St. John's College
Annapolis
$39,126$25,307$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Maryland Global Campus, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 22 graduates with reported earnings and 33 graduates with debt data. Small samples may not be representative.