Median Earnings (1yr)
$39,699
66th percentile (60th in MD)
Median Debt
$32,512
20% above national median
Debt-to-Earnings
0.82
Manageable
Sample Size
97
Adequate data

Analysis

Morgan State's Liberal Arts program outperforms expectations in a field where many graduates struggle financially. At $39,699 in first-year earnings, graduates land in the 60th percentile among Maryland programs—meaningful given the state's higher-than-average costs. The debt load of $32,512 sits well below typical levels for this major, creating a manageable debt-to-earnings ratio of 0.82 that's better than most liberal arts programs achieve.

Context matters here: over half of Morgan State students receive Pell grants, indicating this HBCU serves a predominantly low-income population. For these students, earning nearly $40,000 straight out of college with reasonable debt represents genuine economic mobility. The program beats the Maryland state median by over $3,000 annually—a notable gap when comparing outcomes across the state's 14 programs.

The tradeoff is straightforward. Your child won't reach Notre Dame of Maryland's $48,819 outcomes, but they'll avoid the debt burden that often comes with private institutions while still clearing the crucial threshold of earning more than they owe. For students who need financial aid and want the supportive environment of an HBCU, Morgan State delivers reliable, if not spectacular, returns on a liberal arts degree.

Where Morgan State University Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Morgan State UniversityOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Morgan State University graduates compare to all programs nationally

Morgan State University graduates earn $40k, placing them in the 66th percentile of all liberal arts and sciences, general studies and humanities bachelors programs nationally.

Compare to Similar Programs in Maryland

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in Maryland (14 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Morgan State University$39,699—$32,5120.82
Notre Dame of Maryland University$48,819$47,178$28,0000.57
Salisbury University$38,478$49,700$25,0000.65
University of Maryland Global Campus$34,196$37,432$20,5000.60
Frostburg State University$32,889$47,725$28,7500.87
St. John's College$25,307$36,533$27,0001.07
National Median$36,340—$27,0000.74

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Notre Dame of Maryland University
Baltimore
$41,910$48,819$28,000
Salisbury University
Salisbury
$10,638$38,478$25,000
University of Maryland Global Campus
Adelphi
$7,992$34,196$20,500
Frostburg State University
Frostburg
$9,998$32,889$28,750
St. John's College
Annapolis
$39,126$25,307$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Morgan State University, approximately 54% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 97 graduates with reported earnings and 128 graduates with debt data. Small samples may not be representative.