Median Earnings (1yr)
$82,617
78th percentile
60th percentile in Maryland
Median Debt
$22,750
16% below national median

Analysis

Frostburg State delivers stronger-than-expected nursing outcomes for a school with an 89% admission rate. At $82,617 in first-year earnings, graduates outpace the national median by over $7,700 and rank in the 78th percentile nationally—impressive performance that puts this program ahead of three-quarters of nursing schools. Within Maryland's competitive nursing landscape, Frostburg lands solidly in the middle (60th percentile), trailing heavyweights like UMD Global Campus but still exceeding the state median.

The debt picture strengthens the case considerably. At $22,750, graduates carry about $4,250 less than the state median and $2,000 below their Maryland peers. The debt-to-earnings ratio of 0.28 means borrowers face roughly three months of pre-tax income in debt—very manageable for a nursing salary. For families watching costs, this matters: Frostburg provides comparable career outcomes to more expensive Maryland programs while keeping debt loads lighter.

The slight earnings dip between years one and four ($549 total) is typical for nursing graduates who often start at competitive hospital wages that flatten over time without advanced credentials. With strong starting salaries, low debt, and a third of students receiving Pell grants, Frostburg offers solid value for Maryland families seeking an affordable entry into nursing careers.

Where Frostburg State University Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

Earnings Distribution

How Frostburg State University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Frostburg State University$82,617$82,068-1%
Morgan State University$75,641$97,259+29%
Notre Dame of Maryland University$83,354$82,904-1%
University of Maryland Global Campus$92,323$81,793-11%
Coppin State University$76,661$80,803+5%

Compare to Similar Programs in Maryland

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Maryland (13 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Frostburg State UniversityFrostburg$9,998$82,617$82,068$22,7500.28
University of Maryland Global CampusAdelphi$7,992$92,323$81,793$19,0840.21
Washington Adventist UniversityTakoma Park$25,200$85,352$47,0330.55
Notre Dame of Maryland UniversityBaltimore$41,910$83,354$82,904$26,0000.31
Towson UniversityTowson$11,306$80,344$74,833$23,3780.29
Stevenson UniversityOwings Mills$39,708$79,709$79,043$27,0000.34
National Median$74,888$27,0000.36

Career Paths

Occupations commonly associated with registered nursing, nursing administration, nursing research and clinical nursing graduates

Nurse Anesthetists

Administer anesthesia, monitor patient's vital signs, and oversee patient recovery from anesthesia. May assist anesthesiologists, surgeons, other physicians, or dentists. Must be registered nurses who have specialized graduate education.

$132,050/yrJobs growth:Master's degree

Nurse Midwives

Diagnose and coordinate all aspects of the birthing process, either independently or as part of a healthcare team. May provide well-woman gynecological care. Must have specialized, graduate nursing education.

$132,050/yrJobs growth:Master's degree

Nurse Practitioners

Diagnose and treat acute, episodic, or chronic illness, independently or as part of a healthcare team. May focus on health promotion and disease prevention. May order, perform, or interpret diagnostic tests such as lab work and x rays. May prescribe medication. Must be registered nurses who have specialized graduate education.

$132,050/yrJobs growth:Master's degree

Medical and Health Services Managers

Plan, direct, or coordinate medical and health services in hospitals, clinics, managed care organizations, public health agencies, or similar organizations.

$117,960/yrJobs growth:Bachelor's degree

Registered Nurses

Assess patient health problems and needs, develop and implement nursing care plans, and maintain medical records. Administer nursing care to ill, injured, convalescent, or disabled patients. May advise patients on health maintenance and disease prevention or provide case management. Licensing or registration required.

$93,600/yrJobs growth:Bachelor's degree

Acute Care Nurses

Provide advanced nursing care for patients with acute conditions such as heart attacks, respiratory distress syndrome, or shock. May care for pre- and post-operative patients or perform advanced, invasive diagnostic or therapeutic procedures.

$93,600/yrJobs growth:Bachelor's degree

Advanced Practice Psychiatric Nurses

Assess, diagnose, and treat individuals and families with mental health or substance use disorders or the potential for such disorders. Apply therapeutic activities, including the prescription of medication, per state regulations, and the administration of psychotherapy.

$93,600/yrJobs growth:Bachelor's degree

Critical Care Nurses

Provide specialized nursing care for patients in critical or coronary care units.

$93,600/yrJobs growth:Bachelor's degree

Clinical Nurse Specialists

Direct nursing staff in the provision of patient care in a clinical practice setting, such as a hospital, hospice, clinic, or home. Ensure adherence to established clinical policies, protocols, regulations, and standards.

$93,600/yrJobs growth:Bachelor's degree

Nursing Instructors and Teachers, Postsecondary

Demonstrate and teach patient care in classroom and clinical units to nursing students. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Frostburg State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 160 graduates with reported earnings and 166 graduates with debt data. Small samples may not be representative.