Median Earnings (1yr)
$82,617
78th percentile (60th in MD)
Median Debt
$22,750
16% below national median
Debt-to-Earnings
0.28
Manageable
Sample Size
160
Adequate data

Analysis

Frostburg State delivers stronger-than-expected nursing outcomes for a school with an 89% admission rate. At $82,617 in first-year earnings, graduates outpace the national median by over $7,700 and rank in the 78th percentile nationally—impressive performance that puts this program ahead of three-quarters of nursing schools. Within Maryland's competitive nursing landscape, Frostburg lands solidly in the middle (60th percentile), trailing heavyweights like UMD Global Campus but still exceeding the state median.

The debt picture strengthens the case considerably. At $22,750, graduates carry about $4,250 less than the state median and $2,000 below their Maryland peers. The debt-to-earnings ratio of 0.28 means borrowers face roughly three months of pre-tax income in debt—very manageable for a nursing salary. For families watching costs, this matters: Frostburg provides comparable career outcomes to more expensive Maryland programs while keeping debt loads lighter.

The slight earnings dip between years one and four ($549 total) is typical for nursing graduates who often start at competitive hospital wages that flatten over time without advanced credentials. With strong starting salaries, low debt, and a third of students receiving Pell grants, Frostburg offers solid value for Maryland families seeking an affordable entry into nursing careers.

Where Frostburg State University Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

Frostburg State UniversityOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Frostburg State University graduates compare to all programs nationally

Frostburg State University graduates earn $83k, placing them in the 78th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Maryland (13 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Frostburg State University$82,617$82,068$22,7500.28
University of Maryland Global Campus$92,323$81,793$19,0840.21
Washington Adventist University$85,352—$47,0330.55
Notre Dame of Maryland University$83,354$82,904$26,0000.31
Towson University$80,344$74,833$23,3780.29
Stevenson University$79,709$79,043$27,0000.34
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland Global Campus
Adelphi
$7,992$92,323$19,084
Washington Adventist University
Takoma Park
$25,200$85,352$47,033
Notre Dame of Maryland University
Baltimore
$41,910$83,354$26,000
Towson University
Towson
$11,306$80,344$23,378
Stevenson University
Owings Mills
$39,708$79,709$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Frostburg State University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 160 graduates with reported earnings and 166 graduates with debt data. Small samples may not be representative.