Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing at Towson University
Bachelor's Degree
towson.eduAnalysis
Towson University's nursing program delivers solid starting salaries but shows concerning earning patterns that warrant careful consideration. New graduates earn $80,344 their first year—above both national ($74,888) and Maryland state medians ($79,291)—ranking in the 72nd percentile nationally. However, by year four, earnings drop to $74,833, representing a 7% decline when most careers should be advancing.
The debt picture is less favorable. At $23,378, graduates carry below-average debt compared to the national median ($27,000), but this still places the program in the 79th percentile for debt burden—meaning most comparable programs nationwide require less borrowing. Within Maryland's 13 nursing programs, Towson ranks middle-of-the-pack for both earnings and debt, trailing several competitors including University of Maryland Global Campus ($92,323) and Washington Adventist University ($85,352).
The debt-to-earnings ratio of 0.29 is manageable, and the robust sample size of 100+ graduates makes these figures reliable. However, the earnings decline suggests graduates may face market saturation or limited advancement opportunities in their initial positions. For families prioritizing strong nursing career prospects, exploring higher-performing Maryland programs or understanding why Towson's graduates see declining earnings over time would be worthwhile before committing.
Where Towson University Stands
Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally
Earnings Distribution
How Towson University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Towson University | $80,344 | $74,833 | -7% |
| Morgan State University | $75,641 | $97,259 | +29% |
| Notre Dame of Maryland University | $83,354 | $82,904 | -1% |
| Frostburg State University | $82,617 | $82,068 | -1% |
| University of Maryland Global Campus | $92,323 | $81,793 | -11% |
Compare to Similar Programs in Maryland
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Maryland (13 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $11,306 | $80,344 | $74,833 | $23,378 | 0.29 | |
| $7,992 | $92,323 | $81,793 | $19,084 | 0.21 | |
| $25,200 | $85,352 | — | $47,033 | 0.55 | |
| $41,910 | $83,354 | $82,904 | $26,000 | 0.31 | |
| $9,998 | $82,617 | $82,068 | $22,750 | 0.28 | |
| $39,708 | $79,709 | $79,043 | $27,000 | 0.34 | |
| National Median | — | $74,888 | — | $27,000 | 0.36 |
Career Paths
Occupations commonly associated with registered nursing, nursing administration, nursing research and clinical nursing graduates
Nurse Anesthetists
Nurse Midwives
Nurse Practitioners
Medical and Health Services Managers
Registered Nurses
Acute Care Nurses
Advanced Practice Psychiatric Nurses
Critical Care Nurses
Clinical Nurse Specialists
Nursing Instructors and Teachers, Postsecondary
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 391 graduates with reported earnings and 357 graduates with debt data. Small samples may not be representative.