Median Earnings (1yr)
$80,344
72nd percentile
60th percentile in Maryland
Median Debt
$23,378
13% below national median

Analysis

Towson University's nursing program delivers solid starting salaries but shows concerning earning patterns that warrant careful consideration. New graduates earn $80,344 their first year—above both national ($74,888) and Maryland state medians ($79,291)—ranking in the 72nd percentile nationally. However, by year four, earnings drop to $74,833, representing a 7% decline when most careers should be advancing.

The debt picture is less favorable. At $23,378, graduates carry below-average debt compared to the national median ($27,000), but this still places the program in the 79th percentile for debt burden—meaning most comparable programs nationwide require less borrowing. Within Maryland's 13 nursing programs, Towson ranks middle-of-the-pack for both earnings and debt, trailing several competitors including University of Maryland Global Campus ($92,323) and Washington Adventist University ($85,352).

The debt-to-earnings ratio of 0.29 is manageable, and the robust sample size of 100+ graduates makes these figures reliable. However, the earnings decline suggests graduates may face market saturation or limited advancement opportunities in their initial positions. For families prioritizing strong nursing career prospects, exploring higher-performing Maryland programs or understanding why Towson's graduates see declining earnings over time would be worthwhile before committing.

Where Towson University Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

Earnings Distribution

How Towson University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Towson University$80,344$74,833-7%
Morgan State University$75,641$97,259+29%
Notre Dame of Maryland University$83,354$82,904-1%
Frostburg State University$82,617$82,068-1%
University of Maryland Global Campus$92,323$81,793-11%

Compare to Similar Programs in Maryland

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Maryland (13 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson UniversityTowson$11,306$80,344$74,833$23,3780.29
University of Maryland Global CampusAdelphi$7,992$92,323$81,793$19,0840.21
Washington Adventist UniversityTakoma Park$25,200$85,352$47,0330.55
Notre Dame of Maryland UniversityBaltimore$41,910$83,354$82,904$26,0000.31
Frostburg State UniversityFrostburg$9,998$82,617$82,068$22,7500.28
Stevenson UniversityOwings Mills$39,708$79,709$79,043$27,0000.34
National Median$74,888$27,0000.36

Career Paths

Occupations commonly associated with registered nursing, nursing administration, nursing research and clinical nursing graduates

Nurse Anesthetists

Administer anesthesia, monitor patient's vital signs, and oversee patient recovery from anesthesia. May assist anesthesiologists, surgeons, other physicians, or dentists. Must be registered nurses who have specialized graduate education.

$132,050/yrJobs growth:Master's degree

Nurse Midwives

Diagnose and coordinate all aspects of the birthing process, either independently or as part of a healthcare team. May provide well-woman gynecological care. Must have specialized, graduate nursing education.

$132,050/yrJobs growth:Master's degree

Nurse Practitioners

Diagnose and treat acute, episodic, or chronic illness, independently or as part of a healthcare team. May focus on health promotion and disease prevention. May order, perform, or interpret diagnostic tests such as lab work and x rays. May prescribe medication. Must be registered nurses who have specialized graduate education.

$132,050/yrJobs growth:Master's degree

Medical and Health Services Managers

Plan, direct, or coordinate medical and health services in hospitals, clinics, managed care organizations, public health agencies, or similar organizations.

$117,960/yrJobs growth:Bachelor's degree

Registered Nurses

Assess patient health problems and needs, develop and implement nursing care plans, and maintain medical records. Administer nursing care to ill, injured, convalescent, or disabled patients. May advise patients on health maintenance and disease prevention or provide case management. Licensing or registration required.

$93,600/yrJobs growth:Bachelor's degree

Acute Care Nurses

Provide advanced nursing care for patients with acute conditions such as heart attacks, respiratory distress syndrome, or shock. May care for pre- and post-operative patients or perform advanced, invasive diagnostic or therapeutic procedures.

$93,600/yrJobs growth:Bachelor's degree

Advanced Practice Psychiatric Nurses

Assess, diagnose, and treat individuals and families with mental health or substance use disorders or the potential for such disorders. Apply therapeutic activities, including the prescription of medication, per state regulations, and the administration of psychotherapy.

$93,600/yrJobs growth:Bachelor's degree

Critical Care Nurses

Provide specialized nursing care for patients in critical or coronary care units.

$93,600/yrJobs growth:Bachelor's degree

Clinical Nurse Specialists

Direct nursing staff in the provision of patient care in a clinical practice setting, such as a hospital, hospice, clinic, or home. Ensure adherence to established clinical policies, protocols, regulations, and standards.

$93,600/yrJobs growth:Bachelor's degree

Nursing Instructors and Teachers, Postsecondary

Demonstrate and teach patient care in classroom and clinical units to nursing students. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 391 graduates with reported earnings and 357 graduates with debt data. Small samples may not be representative.