Median Earnings (1yr)
$80,344
72nd percentile (60th in MD)
Median Debt
$23,378
13% below national median
Debt-to-Earnings
0.29
Manageable
Sample Size
391
Adequate data

Analysis

Towson University's nursing program delivers solid starting salaries but shows concerning earning patterns that warrant careful consideration. New graduates earn $80,344 their first year—above both national ($74,888) and Maryland state medians ($79,291)—ranking in the 72nd percentile nationally. However, by year four, earnings drop to $74,833, representing a 7% decline when most careers should be advancing.

The debt picture is less favorable. At $23,378, graduates carry below-average debt compared to the national median ($27,000), but this still places the program in the 79th percentile for debt burden—meaning most comparable programs nationwide require less borrowing. Within Maryland's 13 nursing programs, Towson ranks middle-of-the-pack for both earnings and debt, trailing several competitors including University of Maryland Global Campus ($92,323) and Washington Adventist University ($85,352).

The debt-to-earnings ratio of 0.29 is manageable, and the robust sample size of 100+ graduates makes these figures reliable. However, the earnings decline suggests graduates may face market saturation or limited advancement opportunities in their initial positions. For families prioritizing strong nursing career prospects, exploring higher-performing Maryland programs or understanding why Towson's graduates see declining earnings over time would be worthwhile before committing.

Where Towson University Stands

Earnings vs. debt across all registered nursing, nursing administration, nursing research and clinical nursing bachelors's programs nationally

Towson UniversityOther registered nursing, nursing administration, nursing research and clinical nursing programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Towson University graduates compare to all programs nationally

Towson University graduates earn $80k, placing them in the 72th percentile of all registered nursing, nursing administration, nursing research and clinical nursing bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing bachelors's programs at peer institutions in Maryland (13 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Towson University$80,344$74,833$23,3780.29
University of Maryland Global Campus$92,323$81,793$19,0840.21
Washington Adventist University$85,352—$47,0330.55
Notre Dame of Maryland University$83,354$82,904$26,0000.31
Frostburg State University$82,617$82,068$22,7500.28
Stevenson University$79,709$79,043$27,0000.34
National Median$74,888—$27,0000.36

Other Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
University of Maryland Global Campus
Adelphi
$7,992$92,323$19,084
Washington Adventist University
Takoma Park
$25,200$85,352$47,033
Notre Dame of Maryland University
Baltimore
$41,910$83,354$26,000
Frostburg State University
Frostburg
$9,998$82,617$22,750
Stevenson University
Owings Mills
$39,708$79,709$27,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Towson University, approximately 33% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 391 graduates with reported earnings and 357 graduates with debt data. Small samples may not be representative.