Analysis
Based on comparable business associate's programs nationwide, Garden City Community College's offering appears financially sound, with estimated debt of $11,000—below both the national median ($13,437) and Kansas state median ($12,699) for similar programs. That translates to a manageable debt-to-earnings ratio of 0.30, meaning graduates would owe roughly one-third of their first-year income.
What's encouraging here is the trajectory: earnings appear to hold steady between year one and year four (around $36,500-$36,900), suggesting this credential provides stable entry into business roles rather than volatile or declining prospects. While these figures come from peer programs nationally rather than Garden City's specific graduates, they align with what you'd expect from a community college business program—practical training at reasonable cost positioning students for administrative, retail management, or small business roles.
The real question is whether your student plans to stop at the associate's level or continue to a bachelor's degree. If this is a terminal credential, the earnings are modest but the debt burden is light enough to manage. If it's a stepping stone, Garden City offers an affordable foundation. For families prioritizing low debt over high earnings potential, this pathway makes practical sense—just recognize you're looking at what similar programs typically produce, not verified outcomes specific to this campus.
Where Garden City Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Garden City Community College | — | $36,916 | — |
| Thomas More University | $83,571 | $68,202 | -18% |
| Indiana Wesleyan University-National & Global | $49,463 | $54,966 | +11% |
| Indiana Wesleyan University-Marion | $49,463 | $54,966 | +11% |
| Salt Lake Community College | $43,359 | $53,497 | +23% |
Compare to Similar Programs Nationally
Business/Commerce associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,570 | $36,591* | $36,916 | $11,000* | — | |
| $38,400 | $83,571* | $68,202 | $49,185* | 0.59 | |
| $7,630 | $62,409* | $44,964 | $12,500* | 0.20 | |
| $23,324 | $49,530* | $48,012 | $31,338* | 0.63 | |
| $31,168 | $49,463* | $54,966 | $25,149* | 0.51 | |
| $8,216 | $49,463* | $54,966 | $25,149* | 0.51 | |
| National Median | — | $36,591* | — | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Garden City Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.