Median Earnings (1yr)
$17,568
5th percentile (10th in NJ)
Median Debt
$7,356
23% below national median
Debt-to-Earnings
0.42
Manageable
Sample Size
66
Adequate data

Analysis

Garden State Science and Technology Institute's graduates earn just $17,568 one year after completion—barely above minimum wage and 37% less than the New Jersey median for medical assisting programs. This places the program in the bottom 10th percentile statewide, with earnings less than half of what graduates achieve at nearby Eastwick College-Ramsey ($33,265) or ASI Career Institute ($31,485). Even accounting for the program's relatively modest debt load of $7,356, these earnings are troublingly low for a healthcare credential that should provide stable entry into the workforce.

The debt-to-earnings ratio of 0.42 might seem manageable on paper, but it obscures a more fundamental problem: the absolute earnings are simply inadequate. At $17,568 annually, graduates are earning roughly $8.50 per hour—barely enough to cover basic living expenses in the Jersey City area, let alone service student loans. With 80% of students receiving Pell grants, this program is enrolling vulnerable students who need strong employment outcomes, yet it's delivering results that rank in the bottom 5% nationally.

When nearly every comparable program in New Jersey—including other for-profit certificates—produces earnings 60-90% higher, parents should ask pointed questions about placement rates, employer partnerships, and why this program underperforms so dramatically. This certificate appears to be a poor investment relative to readily available alternatives in the same state.

Where Garden State Science and Technology Institute Stands

Earnings vs. debt across all allied health and medical assisting services certificate's programs nationally

Garden State Science and Technology InstituteOther allied health and medical assisting services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Garden State Science and Technology Institute graduates compare to all programs nationally

Garden State Science and Technology Institute graduates earn $18k, placing them in the 5th percentile of all allied health and medical assisting services certificate programs nationally.

Compare to Similar Programs in New Jersey

Allied Health and Medical Assisting Services certificate's programs at peer institutions in New Jersey (36 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Garden State Science and Technology Institute$17,568—$7,3560.42
Eastwick College-Ramsey$33,265$33,388$10,1660.31
Eastwick College-Nutley$32,483$32,109$9,5000.29
ASI Career Institute$31,485—$4,2710.14
Lincoln Technical Institute-Paramus$30,787$29,689$10,9160.35
Lincoln Technical Institute-Iselin$30,787$29,689$10,9160.35
National Median$27,186—$9,5000.35

Other Allied Health and Medical Assisting Services Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Eastwick College-Ramsey
Ramsey
$17,028$33,265$10,166
Eastwick College-Nutley
Nutley
$14,846$32,483$9,500
ASI Career Institute
Turnersville
—$31,485$4,271
Lincoln Technical Institute-Paramus
Paramus
—$30,787$10,916
Lincoln Technical Institute-Iselin
Iselin
—$30,787$10,916

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Garden State Science and Technology Institute, approximately 80% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 66 graduates with reported earnings and 81 graduates with debt data. Small samples may not be representative.