Median Earnings (1yr)
$30,787
74th percentile (60th in NJ)
Median Debt
$10,916
15% above national median
Debt-to-Earnings
0.35
Manageable
Sample Size
767
Adequate data

Analysis

Lincoln Technical Institute-Paramus delivers solid earnings potential for medical assisting graduates, with first-year earnings of $30,787 that significantly outpace both national ($27,186) and New Jersey state medians ($27,871). The program ranks in the 74th percentile nationally and 60th percentile within New Jersey, placing it among the better-performing options in a crowded field of 1,356 programs nationwide.

The financial picture is particularly attractive. With median debt of just $10,916—only slightly above national and state averages—graduates face a manageable debt-to-earnings ratio of 0.35. This means most students can realistically pay off their loans within three years if they dedicate about one-third of their gross income to debt service. The program serves a predominantly working-class population, with 60% of students receiving Pell grants, yet achieves strong employment outcomes.

However, there's a concerning trend: earnings actually decline by 4% from year one to year four, dropping to $29,689. This suggests the field may have limited advancement opportunities or wage growth potential. While the initial earning power is strong compared to other medical assisting programs, your child should understand this likely represents a career ceiling rather than a launching pad for significant income growth. For families prioritizing quick workforce entry with minimal debt, this program delivers solid value despite the earnings plateau.

Where Lincoln Technical Institute-Paramus Stands

Earnings vs. debt across all allied health and medical assisting services certificate's programs nationally

Lincoln Technical Institute-ParamusOther allied health and medical assisting services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Lincoln Technical Institute-Paramus graduates compare to all programs nationally

Lincoln Technical Institute-Paramus graduates earn $31k, placing them in the 74th percentile of all allied health and medical assisting services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Allied Health and Medical Assisting Services certificate's programs at peer institutions in New Jersey (36 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Lincoln Technical Institute-Paramus$30,787$29,689$10,9160.35
Eastwick College-Ramsey$33,265$33,388$10,1660.31
Eastwick College-Nutley$32,483$32,109$9,5000.29
ASI Career Institute$31,485—$4,2710.14
Lincoln Technical Institute-Iselin$30,787$29,689$10,9160.35
Lincoln Technical Institute-Moorestown$30,787$29,689$10,9160.35
National Median$27,186—$9,5000.35

Other Allied Health and Medical Assisting Services Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Eastwick College-Ramsey
Ramsey
$17,028$33,265$10,166
Eastwick College-Nutley
Nutley
$14,846$32,483$9,500
ASI Career Institute
Turnersville
—$31,485$4,271
Lincoln Technical Institute-Iselin
Iselin
—$30,787$10,916
Lincoln Technical Institute-Moorestown
Moorestown
—$30,787$10,916

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Lincoln Technical Institute-Paramus, approximately 60% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 767 graduates with reported earnings and 878 graduates with debt data. Small samples may not be representative.