Median Earnings (1yr)
$30,787
74th percentile (60th in NJ)
Median Debt
$10,916
15% above national median
Debt-to-Earnings
0.35
Manageable
Sample Size
767
Adequate data

Analysis

This Allied Health and Medical Assisting program at Lincoln Technical Institute-Iselin delivers solid early earnings that outperform most competitors, but comes with a concerning downward trajectory. Graduates earn $30,787 in their first year—ranking in the 74th percentile nationally and 60th percentile among New Jersey programs. With debt of just $10,916, the debt-to-earnings ratio of 0.35 is quite manageable, meaning graduates can realistically pay off their loans within three years if they prioritize it.

The major red flag is the negative earnings growth: graduates actually earn less after four years ($29,689) than they do initially. This "early peak" pattern suggests limited career advancement opportunities in this field. While the program ranks competitively among New Jersey's 36 similar programs—sitting in the middle tier behind top performers like Eastwick College-Ramsey ($33,265)—the earnings decline raises questions about long-term career sustainability.

For families seeking a quick entry into healthcare with reasonable debt, this program offers a viable path with strong initial earning potential. However, parents should understand this appears to be more of a stepping-stone credential than a career-building degree. The 62% Pell grant rate indicates the school serves many lower-income students successfully, but families should consider whether their child might benefit from pursuing additional certifications or training after graduation to maintain earning power.

Where Lincoln Technical Institute-Iselin Stands

Earnings vs. debt across all allied health and medical assisting services certificate's programs nationally

Lincoln Technical Institute-IselinOther allied health and medical assisting services programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Lincoln Technical Institute-Iselin graduates compare to all programs nationally

Lincoln Technical Institute-Iselin graduates earn $31k, placing them in the 74th percentile of all allied health and medical assisting services certificate programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New Jersey

Allied Health and Medical Assisting Services certificate's programs at peer institutions in New Jersey (36 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Lincoln Technical Institute-Iselin$30,787$29,689$10,9160.35
Eastwick College-Ramsey$33,265$33,388$10,1660.31
Eastwick College-Nutley$32,483$32,109$9,5000.29
ASI Career Institute$31,485—$4,2710.14
Lincoln Technical Institute-Moorestown$30,787$29,689$10,9160.35
Lincoln Technical Institute-Paramus$30,787$29,689$10,9160.35
National Median$27,186—$9,5000.35

Other Allied Health and Medical Assisting Services Programs in New Jersey

Compare tuition, earnings, and debt across New Jersey schools

SchoolIn-State TuitionEarnings (1yr)Debt
Eastwick College-Ramsey
Ramsey
$17,028$33,265$10,166
Eastwick College-Nutley
Nutley
$14,846$32,483$9,500
ASI Career Institute
Turnersville
—$31,485$4,271
Lincoln Technical Institute-Moorestown
Moorestown
—$30,787$10,916
Lincoln Technical Institute-Paramus
Paramus
—$30,787$10,916

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Lincoln Technical Institute-Iselin, approximately 62% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 767 graduates with reported earnings and 878 graduates with debt data. Small samples may not be representative.