Median Earnings (1yr)
$44,261
15th percentile (40th in NC)
Median Debt
$27,000
8% above national median
Debt-to-Earnings
0.61
Manageable
Sample Size
38
Adequate data

Analysis

Gardner-Webb's accounting program starts behind the curve and never quite catches up. First-year graduates earn $44,261—below both the national median ($53,694) and North Carolina's state median ($48,489). While this puts the program in the 40th percentile among NC accounting programs, it's only the 15th percentile nationally. Compare this to nearby competitors: Elon graduates earn 58% more, and even NC State and Appalachian State graduates start nearly $12,000 higher.

The debt load of $27,000 is slightly above state and national medians, creating a debt-to-earnings ratio of 0.61 that's manageable but not impressive. The 25% earnings growth to $55,487 by year four is solid and suggests the degree does build value over time, but graduates are essentially spending their first few years catching up to where peers at stronger programs start. The 87% admission rate signals accessibility, though that openness doesn't translate to standout outcomes.

For a North Carolina resident, this program delivers below-median results in a state with 37 accounting options—including several public universities that offer stronger earning potential at similar or lower cost. Unless financial aid significantly reduces the sticker price or location is a deciding factor, stronger in-state alternatives exist at schools like NC State or Appalachian State that better position graduates from day one.

Where Gardner-Webb University Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Gardner-Webb UniversityOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Gardner-Webb University graduates compare to all programs nationally

Gardner-Webb University graduates earn $44k, placing them in the 15th percentile of all accounting bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in North Carolina

Accounting bachelors's programs at peer institutions in North Carolina (37 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Gardner-Webb University$44,261$55,487$27,0000.61
Elon University$69,764$87,359$20,0000.29
North Carolina State University at Raleigh$56,606$70,576$20,9460.37
Appalachian State University$55,671$67,922$23,2620.42
Belmont Abbey College$55,224$60,099$25,9820.47
University of North Carolina Asheville$53,705$55,852$22,6120.42
National Median$53,694—$25,0000.47

Other Accounting Programs in North Carolina

Compare tuition, earnings, and debt across North Carolina schools

SchoolIn-State TuitionEarnings (1yr)Debt
Elon University
Elon
$44,536$69,764$20,000
North Carolina State University at Raleigh
Raleigh
$8,895$56,606$20,946
Appalachian State University
Boone
$7,541$55,671$23,262
Belmont Abbey College
Belmont
$19,500$55,224$25,982
University of North Carolina Asheville
Asheville
$7,461$53,705$22,612

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Gardner-Webb University, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 38 graduates with reported earnings and 43 graduates with debt data. Small samples may not be representative.