Median Earnings (1yr)
$13,943
5th percentile (10th in MD)
Median Debt
$13,352
22% above national median
Debt-to-Earnings
0.96
Manageable
Sample Size
18
Limited data

Analysis

The $13,943 first-year earnings figure here should concern any parent—it ranks in just the 10th percentile among Maryland's 18 liberal arts associate programs and the 5th percentile nationally. While the small sample size (under 30 graduates) means these numbers could shift dramatically with more data, that $14,000 translates to barely above minimum wage full-time work. For context, Baltimore City Community College's similar program shows graduates earning $41,120 four years out—nearly triple what Garrett grads report at the same milestone. The modest $13,352 in debt isn't the problem; it's that the early earnings barely exceed it.

The 129% earnings growth to $31,940 by year four offers some recovery, though this still lags the $41,000+ that top Maryland programs achieve. This pattern suggests either delayed workforce entry or a progression from part-time to full-time employment rather than career advancement. Given that 31% of Garrett students receive Pell grants, many may be working while studying or dealing with rural job market constraints in western Maryland.

With such a small graduating class, it's worth asking whether this associate degree is the intended endpoint or a stepping stone to a bachelor's program elsewhere. If your child plans to transfer, these earnings figures may not matter. But as a standalone credential for immediate employment, the numbers suggest looking at community colleges closer to Maryland's employment centers.

Where Garrett College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Garrett CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Garrett College graduates compare to all programs nationally

Garrett College graduates earn $14k, placing them in the 5th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Maryland

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Maryland (18 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Garrett College$13,943$31,940$13,3520.96
Baltimore City Community College$41,120$39,791$8,8500.22
University of Maryland Global Campus$41,071$49,637$8,2500.20
Prince George's Community College$31,322$44,768$13,4990.43
Wor-Wic Community College$30,763$31,613$6,5000.21
College of Southern Maryland$29,862$36,670$10,6500.36
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in Maryland

Compare tuition, earnings, and debt across Maryland schools

SchoolIn-State TuitionEarnings (1yr)Debt
Baltimore City Community College
Baltimore
$3,314$41,120$8,850
University of Maryland Global Campus
Adelphi
$7,992$41,071$8,250
Prince George's Community College
Largo
$3,914$31,322$13,499
Wor-Wic Community College
Salisbury
$3,744$30,763$6,500
College of Southern Maryland
La Plata
$4,200$29,862$10,650

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Garrett College, approximately 31% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 18 graduates with reported earnings and 26 graduates with debt data. Small samples may not be representative.