Analysis
A community college business associate's degree should be a straightforward path to employment without heavy debt, and peer programs nationally suggest this one delivers on both counts. GateWay's estimated $11,000 in debt sits well below the $13,437 national median and dramatically under Arizona's typical $20,209βthat's nearly half the state average. First-year earnings of roughly $36,600 align with the national benchmark, putting the debt-to-earnings ratio at a manageable 0.30.
What's harder to gauge is how GateWay specifically compares within Arizona's competitive landscape. DeVry grads earn considerably more ($43,716) but likely carry steeper debt, while Pima Community College shows lower earnings at $31,107. Without GateWay's actual outcomes, it's unclear where this program falls in that range, though the state median of $37,412 suggests most Arizona business associate's programs cluster in similar territory.
The practical takeaway: if these estimates hold true, your child would be borrowing an amount they could reasonably manage on a typical business graduate's salary. The debt load is modest enough that it shouldn't dictate career choices or delay other financial goals. Just recognize you're working with peer program data rather than GateWay's track recordβthe actual outcomes could vary, particularly given how wide the range is among Arizona's business programs.
Where GateWay Community College Stands
Earnings vs. debt across all business/commerce associates's programs nationally
Compare to Similar Programs in Arizona
Business/Commerce associates's programs at peer institutions in Arizona (18 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $2,358 | $36,591* | β | $11,000* | β | |
| $17,488 | $43,716* | β | $30,444* | 0.70 | |
| $2,370 | $31,107* | $46,784 | $9,974* | 0.32 | |
| National Median | β | $36,591* | β | $13,437* | 0.37 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At GateWay Community College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 124 similar programs. Actual outcomes may vary.