Business/Commerce at Pima Community College

Pima Community College's business associate degree starts slowly but delivers something more valuable than immediate earnings: dramatic income growth. While first-year graduates earn just $31,107—well below both Arizona's $37,412 median and the national average—earnings nearly double to $46,784 by year four. That 50% growth rate suggests graduates are either advancing quickly within companies or using the degree as a stepping stone to better positions, making the initially weak numbers less concerning than they first appear.

The debt picture strengthens the case considerably. At under $10,000, graduates owe roughly half what typical Arizona business students carry ($20,209) and significantly less than the national median. This means even with below-average starting salaries, the debt burden remains manageable—32 cents owed for every dollar earned in year one. By year four, when earnings have climbed substantially, that ratio becomes quite favorable.

For families focused on affordability and long-term trajectory over immediate returns, this program works. You're essentially accepting lower starting pay in exchange for minimal debt and strong growth potential. The degree appears to open doors that lead somewhere, even if the entry point isn't impressive. Just understand your child may need to live frugally that first year or two while building experience.