Analysis
A mathematics bachelor's degree with estimated first-year earnings around $49,000 and debt near $22,000 creates a manageable debt-to-earnings ratio of 0.45—well below the concerning 1.0 threshold where annual debt equals annual income. Based on national patterns from similar math programs, this suggests a solid foundation for career entry, though it's worth noting these are projections rather than tracked outcomes from Georgetown College's specific graduates.
The Kentucky context adds complexity. While the estimated national median aligns with Georgetown College's figures, other math programs across Kentucky show much wider variation—from University of Kentucky's reported $39,000 to Morehead State's $24,000. This $15,000 spread among actual Kentucky outcomes demonstrates how much program quality and student placement can vary, even within the same state and major. Without reported data specific to Georgetown College, it's impossible to know where their graduates actually land within this range.
The estimated debt load appears reasonable given typical national borrowing patterns, but the real question is whether Georgetown College's program actually delivers outcomes closer to the stronger Kentucky programs or trails behind. A 0.45 debt ratio looks acceptable if earnings materialize as projected, but significantly lower actual earnings—as seen at some Kentucky institutions—would shift the value proposition considerably. Before committing, push the school for concrete placement data: where do their math graduates actually work, and what do they actually earn?
Where Georgetown College Stands
Earnings vs. debt across all mathematics bachelors's programs nationally
Compare to Similar Programs in Kentucky
Mathematics bachelors's programs at peer institutions in Kentucky (22 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $42,010 | $48,772* | — | $21,750* | — | |
| $13,212 | $39,211* | $55,698 | $22,500* | 0.57 | |
| $9,838 | $24,257* | $39,949 | $24,218* | 1.00 | |
| National Median | — | $48,772* | — | $21,500* | 0.44 |
Career Paths
Occupations commonly associated with mathematics graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Mathematicians
Statisticians
Biostatisticians
Mathematical Science Teachers, Postsecondary
Secondary School Teachers, Except Special and Career/Technical Education
Mathematical Science Occupations, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Georgetown College, approximately 34% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 253 similar programs. Actual outcomes may vary.