Management Information Systems and Services at Global Tech College

Global Tech College's MIS program carries an estimated debt load of $27,387—not catastrophic, but meaningful when almost half the student body qualifies for Pell grants. Comparable MIS associate's programs nationally suggest first-year earnings around $46,337, which would make that debt manageable with a debt-to-earnings ratio of 0.59. However, Ohio's tech job market tells a different story: similar programs in the state typically produce earnings closer to $30,539, which would push that ratio considerably higher and extend the payoff timeline.

The gap between national and state figures is significant here. If this program's graduates land in Ohio's typical salary range rather than the national average, they'd be facing nearly a year's salary in debt for a two-year degree. That's workable but tight, especially for students without family financial backup. The question becomes whether Global Tech's connections to Toledo-area employers can bridge that gap—something worth investigating directly with their career services office.

Given the uncertainty in these estimates, your safest move is treating the lower Ohio figure as the baseline assumption. If your student can graduate with debt below $25,000 and has concrete job leads lined up before graduation, this becomes more attractive. Without those assurances, you're betting on outcomes that may not materialize for this specific program.