Median Earnings (1yr)
$35,538
42nd percentile (40th in MI)
Median Debt
$12,750
34% below national median
Debt-to-Earnings
0.36
Manageable
Sample Size
36
Adequate data

Analysis

Grand Rapids Community College's accounting associate program lands squarely in the middle of Michigan's community college landscape, with graduates earning $35,538 in their first year—slightly below both the state median of $36,181 and the national median of $37,000. The 40th percentile ranking among Michigan programs means six out of ten comparable programs deliver stronger initial earnings, though the gap narrows considerably by year four when earnings reach $42,721. That 20% earnings growth trajectory is solid, suggesting graduates find paths to higher-paying roles as they gain experience or complete additional credentials.

The real advantage here is financial: at $12,750, graduates leave with roughly $5,000 less debt than the Michigan median and nearly $7,000 less than the national average. That 0.36 debt-to-earnings ratio means graduates owe just over four months' salary—manageable territory that allows faster loan payoff and more financial flexibility early in their careers. For families prioritizing affordability while building foundational business skills, this represents a low-risk entry point.

The tradeoff is straightforward: you're paying less to earn slightly less initially, but the reasonable debt load means your child won't spend years digging out from under loans. If they're using this as a stepping stone to a bachelor's degree or want to test accounting before committing to a four-year program, the minimal debt makes that flexibility affordable.

Where Grand Rapids Community College Stands

Earnings vs. debt across all accounting associates's programs nationally

Grand Rapids Community CollegeOther accounting programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Grand Rapids Community College graduates compare to all programs nationally

Grand Rapids Community College graduates earn $36k, placing them in the 42th percentile of all accounting associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Michigan

Accounting associates's programs at peer institutions in Michigan (35 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Grand Rapids Community College$35,538$42,721$12,7500.36
Oakland Community College$40,424$46,109$21,4960.53
Baker College$36,181$38,187$26,0670.72
National Median$37,000—$19,3540.52

Other Accounting Programs in Michigan

Compare tuition, earnings, and debt across Michigan schools

SchoolIn-State TuitionEarnings (1yr)Debt
Oakland Community College
Auburn Hills
$3,020$40,424$21,496
Baker College
Owosso
$12,810$36,181$26,067

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Grand Rapids Community College, approximately 27% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 36 graduates with reported earnings and 40 graduates with debt data. Small samples may not be representative.