Analysis
With first-year earnings around $37,000 and estimated debt near $16,000, this accounting program appears positioned to deliver a manageable financial outcome. The debt-to-earnings ratio of 0.43 suggests graduates could reasonably handle their loan payments—conventional wisdom says anything below 1.0 is workable, and this comes in well under that threshold.
What's interesting here is how peer programs across Washington show considerable variation in outcomes. Similar accounting programs in the state produce median earnings of $31,190, which puts Grays Harbor's estimated figure roughly $6,000 higher. The debt load estimate also runs lower than Washington's typical $21,207. These comparisons suggest favorable positioning, though remember these are derived from similar programs rather than tracked outcomes from Grays Harbor specifically.
The practical reality: an accounting associate's degree is designed to launch careers quickly, and these numbers reflect that intent. At $37,000 annually, a graduate could expect monthly loan payments around $180 on a standard repayment plan—roughly 6% of gross income. That leaves breathing room for other financial priorities while building accounting credentials and experience that typically lead to salary growth. The program's value ultimately depends on whether it connects students to actual accounting positions in the Aberdeen area or requires relocation to find work in the field.
Where Grays Harbor College Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs in Washington
Accounting associates's programs at peer institutions in Washington (30 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $4,751 | $37,001* | — | $15,979* | — | |
| $4,057 | $33,193* | — | $21,207* | 0.64 | |
| $4,920 | $29,188* | $40,527 | —* | — | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Grays Harbor College, approximately 28% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.