Analysis
With estimated student debt of about $16,000—lower than both the national median of $19,354 and Montana's $20,503—this accounting program appears positioned to deliver reasonable value if the earnings projections hold true. Based on national data from similar associate-level accounting programs, first-year earnings around $37,000 would put the debt-to-income ratio at a manageable 0.43, meaning graduates could theoretically pay off their loans in roughly five months of gross income.
The challenge is that these figures are estimates drawn from peer programs rather than actual outcomes from Great Falls College, and Montana's accounting market may differ from national patterns. The state has nine schools offering accounting associate's degrees, creating competition for entry-level positions in a relatively small market. What works in your favor: accounting credentials tend to have clearer career pathways than many associate degrees, and the estimated debt burden is modest enough that even if earnings come in somewhat lower than projected, graduates shouldn't face crushing repayment struggles.
The practical question is whether this credential opens doors to stable bookkeeping or accounting clerk positions in the Great Falls area. Before committing, verify what percentage of recent graduates found accounting work locally and what those jobs actually paid—information the school's career services office should be able to provide. The estimated numbers suggest reasonable value, but actual placement outcomes matter more than projections.
Where Great Falls College Montana State University Stands
Earnings vs. debt across all accounting associates's programs nationally
Compare to Similar Programs Nationally
Accounting associates's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $3,904 | $37,001* | — | $15,979* | — | |
| $2,550 | $58,469* | $44,916 | $22,215* | 0.38 | |
| $8,216 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $31,168 | $52,576* | $50,545 | $24,956* | 0.47 | |
| $5,050 | $49,685* | $48,712 | —* | — | |
| $6,270 | $48,832* | — | $19,254* | 0.39 | |
| National Median | — | $37,000* | — | $19,354* | 0.52 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Great Falls College Montana State University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 118 similar programs. Actual outcomes may vary.