Analysis
Before celebrating Gwynedd Mercy's impressive 95th percentile national ranking for psychology earnings, parents need to understand what they're actually seeing. With fewer than 30 graduates in this cohort, these numbers likely reflect a handful of individual outcomes rather than a reliable program pattern. That $38,046 median might represent just 10-15 graduates, making it statistically fragile—one or two exceptional outcomes could skew the entire picture upward.
The state comparison offers a reality check: at the 60th percentile among Pennsylvania psychology programs, Gwynedd Mercy sits solidly in the middle of the pack statewide, earning about $5,000 more than the typical PA program but trailing the state's elite liberal arts colleges by $10,000-13,000. The $31,000 debt load is reasonable and well below the national median, which keeps the ratio manageable at 0.81. For a school with a 94% admission rate serving a meaningful population of Pell-eligible students, these outcomes aren't concerning.
The real question is predictability. Small samples mean individual experiences will vary widely—your child could easily find themselves on either side of that median. If they're considering Gwynedd Mercy primarily for affordability and accessibility rather than program prestige, the debt numbers suggest reasonable risk. But don't bank on that top-5% national earnings figure repeating consistently.
Where Gwynedd Mercy University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Gwynedd Mercy University graduates compare to all programs nationally
Compare to Similar Programs in Pennsylvania
Psychology bachelors's programs at peer institutions in Pennsylvania (83 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $38,310 | $38,046 | — | $31,000 | 0.81 | |
| $64,772 | $51,645 | $50,805 | $27,000 | 0.52 | |
| $64,230 | $50,040 | $50,611 | $27,000 | 0.54 | |
| $62,180 | $40,942 | $60,072 | $21,160 | 0.52 | |
| $60,663 | $39,866 | $51,752 | $30,000 | 0.75 | |
| $42,600 | $39,818 | $33,268 | $27,000 | 0.68 | |
| National Median | — | $31,482 | — | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Gwynedd Mercy University, approximately 30% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 20 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.