Est. Earnings (1yr)
$37,705
Est. from PA median (4 programs)
Est. Median Debt
$26,291
Est. from national median (16 programs)

Analysis

Pennsylvania's community colleges show Accounting associate's graduates earning anywhere from $32,000 to nearly $49,000 in their first year, and Harcum's program appears positioned right in the middle of that range. Based on comparable programs in Pennsylvania, graduates can expect around $37,700 initially—typical for the state but not exceptional. The more concerning number is the estimated debt load of $26,291, derived from peer institutions nationally. That's substantially higher than both Pennsylvania's $17,878 median for this credential and the national benchmark of $19,354.

That 0.70 debt-to-earnings ratio means graduates would owe roughly 70% of their first-year salary—manageable but tight, especially when other Pennsylvania schools are producing similar earnings with considerably less debt. With 53% of students receiving Pell grants, many families here are price-sensitive, and that extra $8,000-9,000 in borrowing compared to state peers adds up quickly on a community college budget.

The takeaway: Accounting associate's programs deliver consistent, predictable outcomes across Pennsylvania, but the financing matters more than the field. Before committing, compare Harcum's actual cost and financial aid package against nearby community colleges like Montgomery County or Harrisburg Area, which appear to offer comparable or better earnings potential at lower typical debt levels. An extra semester of payments can meaningfully affect a graduate's financial flexibility in those critical early career years.

Where Harcum College Stands

Earnings vs. debt across all accounting associates's programs nationally

Compare to Similar Programs in Pennsylvania

Accounting associates's programs at peer institutions in Pennsylvania (32 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Harcum CollegeBryn Mawr$29,900$37,705*$26,291*
Montgomery County Community CollegeBlue Bell$6,270$48,832*$19,254*0.39
Harrisburg Area Community CollegeHarrisburg$7,373$38,112*$35,899$17,755*0.47
Community College of Allegheny CountyPittsburgh$4,842$37,297*$36,844$14,874*0.40
Northampton County Area Community CollegeBethlehem$5,310$32,407**
National Median$37,000*$19,354*0.52
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Harcum College, approximately 53% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 4 similar programs in PA. Actual outcomes may vary.