Analysis
Based on comparable accounting programs across Texas, Hardin-Simmons appears positioned in the middle of the pack for earnings, with first-year salaries around $49,400—well below what graduates from UT Austin or Texas A&M typically command, but representative of the state median. The estimated debt load of $22,800 translates to a manageable 0.46 ratio, meaning graduates would owe roughly half their first-year salary. For accounting specifically, this falls within workable territory, particularly given that many entry-level accounting positions offer clear advancement paths.
The challenge here is that these figures come entirely from peer programs rather than actual outcomes from Hardin-Simmons graduates, making it difficult to assess whether this particular program delivers results consistent with the state average. The school's 97% admission rate and below-average SAT scores suggest it serves a different student population than Texas's flagship universities, which could affect both the rigor of preparation and employment outcomes. When elite Texas programs produce accounting graduates earning $68,000 or more—about 38% higher than the state median—parents should understand they're looking at a different tier of opportunity.
The practical question is whether $22,800 in debt makes sense when you can't verify this specific program's placement record or employer relationships. If your child has stronger academic credentials, programs with reported outcomes would reduce uncertainty. If Hardin-Simmons offers compelling financial aid or fits other personal priorities, the state-average projection provides a reasonable planning baseline—just recognize you're making decisions with limited visibility into actual graduate success.
Where Hardin-Simmons University Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in Texas
Accounting bachelors's programs at peer institutions in Texas (67 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $31,686 | $49,406* | — | $22,759* | — | |
| $57,220 | $72,031* | $78,532 | $17,778* | 0.25 | |
| $64,460 | $68,643* | $77,801 | $15,850* | 0.23 | |
| $54,844 | $68,187* | $80,617 | $20,500* | 0.30 | |
| $11,678 | $68,082* | $78,482 | $19,462* | 0.29 | |
| $13,099 | $67,186* | $84,502 | $17,641* | 0.26 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hardin-Simmons University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 43 similar programs in TX. Actual outcomes may vary.