Analysis
A bachelor's degree in chemistry from Hardin-Simmons comes with an estimated $25,000 in debt—slightly above the state median but in line with national norms for the field. The bigger question is earnings potential. Similar chemistry programs in Texas typically produce first-year salaries around $42,000, which would put graduates at a manageable 0.60 debt-to-earnings ratio. That's serviceable but not exceptional, especially when you consider that top Texas programs like UT Austin and Texas A&M see chemistry graduates earning $43,000 to $50,000 right out of the gate.
The challenge here is that we're working entirely from estimates based on peer programs—Hardin-Simmons hasn't reported actual outcomes for its chemistry graduates, likely due to small cohort sizes. This means you're betting on whether HSU can match what similar private universities achieve. Given the school's 97% admission rate and below-average SAT scores, there's legitimate uncertainty about whether outcomes will track with those benchmarks or fall short.
If your child is committed to chemistry and values the smaller, faith-based environment that HSU offers, the debt level won't be crushing. But without confirmed data showing this program actually delivers on earnings, you're taking a leap of faith that comparable programs provide a reliable guide. Before committing, try connecting with recent HSU chemistry alumni to understand where they've actually landed.
Where Hardin-Simmons University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs in Texas
Chemistry bachelors's programs at peer institutions in Texas (63 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $31,686 | $41,799* | — | $24,994* | — | |
| $9,711 | $50,717* | $66,725 | $12,000* | 0.24 | |
| $13,099 | $49,462* | $66,584 | $19,500* | 0.39 | |
| $14,564 | $48,783* | — | $20,747* | 0.43 | |
| $9,228 | $43,940* | $51,532 | $28,775* | 0.65 | |
| $11,678 | $43,383* | $58,652 | $18,500* | 0.43 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hardin-Simmons University, approximately 38% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in TX. Actual outcomes may vary.