Liberal Arts and Sciences, General Studies and Humanities at Harford Community College
Associate's Degree
Analysis
Harford Community College's Liberal Arts associate degree shows an unusual pattern: graduates start below $27,000 but climb to nearly $38,000 within four years—43% earnings growth that outpaces the typical trajectory for this field. That steady upward climb suggests this program effectively positions students for career progression or transfer success, though the initial year requires patience.
Within Maryland, this program sits at the 60th percentile, meaning it performs better than most in-state peers despite middling first-year numbers. However, context matters here: top Maryland programs like Baltimore City CC produce grads earning $41,000 right away. At $10,227 in debt with a 0.39 ratio to first-year income, the financial burden stays manageable—roughly equivalent to state and national norms for associate-level liberal arts.
The real question is what happens after year four. Liberal arts associate degrees often serve as stepping stones rather than terminal credentials, and without data beyond that point, it's hard to assess whether the strong growth continues or plateaus. For students planning to transfer to a four-year school or steadily advance in administrative or support roles, this represents a reasonable investment. For those expecting immediate career-level earnings, the $26,448 starting point will feel uncomfortably low, regardless of what comes later.
Where Harford Community College Stands
Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How Harford Community College graduates compare to all programs nationally
Harford Community College graduates earn $26k, placing them in the 44th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Maryland
Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Maryland (18 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| Harford Community College | $26,448 | $37,692 | $10,227 | 0.39 |
| Baltimore City Community College | $41,120 | $39,791 | $8,850 | 0.22 |
| University of Maryland Global Campus | $41,071 | $49,637 | $8,250 | 0.20 |
| Prince George's Community College | $31,322 | $44,768 | $13,499 | 0.43 |
| Wor-Wic Community College | $30,763 | $31,613 | $6,500 | 0.21 |
| College of Southern Maryland | $29,862 | $36,670 | $10,650 | 0.36 |
| National Median | $27,248 | — | $10,950 | 0.40 |
Other Liberal Arts and Sciences, General Studies and Humanities Programs in Maryland
Compare tuition, earnings, and debt across Maryland schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Baltimore City Community College Baltimore | $3,314 | $41,120 | $8,850 |
| University of Maryland Global Campus Adelphi | $7,992 | $41,071 | $8,250 |
| Prince George's Community College Largo | $3,914 | $31,322 | $13,499 |
| Wor-Wic Community College Salisbury | $3,744 | $30,763 | $6,500 |
| College of Southern Maryland La Plata | $4,200 | $29,862 | $10,650 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Harford Community College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 90 graduates with reported earnings and 138 graduates with debt data. Small samples may not be representative.