Median Earnings (1yr)
$26,448
44th percentile
60th percentile in Maryland
Median Debt
$10,227
7% below national median

Analysis

Harford Community College's Liberal Arts associate degree shows an unusual pattern: graduates start below $27,000 but climb to nearly $38,000 within four years—43% earnings growth that outpaces the typical trajectory for this field. That steady upward climb suggests this program effectively positions students for career progression or transfer success, though the initial year requires patience.

Within Maryland, this program sits at the 60th percentile, meaning it performs better than most in-state peers despite middling first-year numbers. However, context matters here: top Maryland programs like Baltimore City CC produce grads earning $41,000 right away. At $10,227 in debt with a 0.39 ratio to first-year income, the financial burden stays manageable—roughly equivalent to state and national norms for associate-level liberal arts.

The real question is what happens after year four. Liberal arts associate degrees often serve as stepping stones rather than terminal credentials, and without data beyond that point, it's hard to assess whether the strong growth continues or plateaus. For students planning to transfer to a four-year school or steadily advance in administrative or support roles, this represents a reasonable investment. For those expecting immediate career-level earnings, the $26,448 starting point will feel uncomfortably low, regardless of what comes later.

Where Harford Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Earnings Distribution

How Harford Community College graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Harford Community College$26,448$37,692+43%
University of Maryland Global Campus$41,071$49,637+21%
Prince George's Community College$31,322$44,768+43%
Howard Community College$22,042$41,470+88%
Montgomery College$20,217$40,846+102%

Compare to Similar Programs in Maryland

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in Maryland (18 total in state)

Scroll to see more →

SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Harford Community CollegeBel Air$3,974$26,448$37,692$10,2270.39
Baltimore City Community CollegeBaltimore$3,314$41,120$39,791$8,8500.22
University of Maryland Global CampusAdelphi$7,992$41,071$49,637$8,2500.20
Prince George's Community CollegeLargo$3,914$31,322$44,768$13,4990.43
Wor-Wic Community CollegeSalisbury$3,744$30,763$31,613$6,5000.21
College of Southern MarylandLa Plata$4,200$29,862$36,670$10,6500.36
National Median$27,248$10,9500.40

Career Paths

Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Harford Community College, approximately 22% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 90 graduates with reported earnings and 138 graduates with debt data. Small samples may not be representative.