Median Earnings (1yr)
$28,500
11th percentile (40th in MO)
Median Debt
$35,478
34% above national median
Debt-to-Earnings
1.24
Elevated
Sample Size
29
Limited data

Analysis

Harris-Stowe's education graduates face a challenging financial picture: they carry $35,478 in debt—about $8,400 more than the state median—while earning $28,500 in their first year. That debt load exceeds their starting salary, creating a 1.24 debt-to-earnings ratio that's higher than you'd want to see. While earnings do grow to nearly $36,000 by year four (a solid 26% increase), that's still roughly $6,000 below what other Missouri education programs deliver and well behind the national median of $38,660.

The state context matters here: among Missouri's 24 education programs, Harris-Stowe ranks at the 40th percentile—essentially middle-of-the-pack within the state, but notably behind options like Saint Louis University or even University of Missouri-St. Louis. Three-quarters of students here receive Pell grants, suggesting the program serves primarily lower-income students who may have fewer alternatives, but the debt burden is particularly concerning for that demographic.

Important caveat: this data comes from a small sample of fewer than 30 graduates, so individual outcomes could vary significantly. Still, the combination of below-average earnings and above-average debt is worth serious consideration. If your child is committed to teaching and has other Missouri options available, compare total costs carefully—programs with similar tuition but better earnings outcomes would offer a clearer path to managing student loans on a teacher's salary.

Where Harris-Stowe State University Stands

Earnings vs. debt across all education bachelors's programs nationally

Harris-Stowe State UniversityOther education programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Harris-Stowe State University graduates compare to all programs nationally

Harris-Stowe State University graduates earn $29k, placing them in the 11th percentile of all education bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Education bachelors's programs at peer institutions in Missouri (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Harris-Stowe State University$28,500$35,784$35,4781.24
Saint Louis University$36,244$40,192$27,0000.74
Webster University$34,546$38,697$27,1000.78
Missouri Southern State University$34,166—$19,7220.58
University of Missouri-St Louis$30,096$28,577$33,4491.11
Central Methodist University-College of Liberal Arts and Sciences$29,753$30,625$21,2500.71
National Median$38,660—$26,5220.69

Other Education Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Saint Louis University
Saint Louis
$53,244$36,244$27,000
Webster University
Saint Louis
$30,730$34,546$27,100
Missouri Southern State University
Joplin
$8,400$34,166$19,722
University of Missouri-St Louis
Saint Louis
$13,440$30,096$33,449
Central Methodist University-College of Liberal Arts and Sciences
Fayette
$27,140$29,753$21,250

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Harris-Stowe State University, approximately 73% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 29 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.