Analysis
Harris-Stowe's education graduates face a challenging financial picture: they carry $35,478 in debt—about $8,400 more than the state median—while earning $28,500 in their first year. That debt load exceeds their starting salary, creating a 1.24 debt-to-earnings ratio that's higher than you'd want to see. While earnings do grow to nearly $36,000 by year four (a solid 26% increase), that's still roughly $6,000 below what other Missouri education programs deliver and well behind the national median of $38,660.
The state context matters here: among Missouri's 24 education programs, Harris-Stowe ranks at the 40th percentile—essentially middle-of-the-pack within the state, but notably behind options like Saint Louis University or even University of Missouri-St. Louis. Three-quarters of students here receive Pell grants, suggesting the program serves primarily lower-income students who may have fewer alternatives, but the debt burden is particularly concerning for that demographic.
Important caveat: this data comes from a small sample of fewer than 30 graduates, so individual outcomes could vary significantly. Still, the combination of below-average earnings and above-average debt is worth serious consideration. If your child is committed to teaching and has other Missouri options available, compare total costs carefully—programs with similar tuition but better earnings outcomes would offer a clearer path to managing student loans on a teacher's salary.
Where Harris-Stowe State University Stands
Earnings vs. debt across all education bachelors's programs nationally
Earnings Distribution
How Harris-Stowe State University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Harris-Stowe State University | $28,500 | $35,784 | +26% |
| Saint Louis University | $36,244 | $40,192 | +11% |
| Webster University | $34,546 | $38,697 | +12% |
| Central Methodist University-College of Liberal Arts and Sciences | $29,753 | $30,625 | +3% |
| University of Missouri-St Louis | $30,096 | $28,577 | -5% |
Compare to Similar Programs in Missouri
Education bachelors's programs at peer institutions in Missouri (24 total in state)
Scroll to see more →
| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $6,442 | $28,500 | $35,784 | $35,478 | 1.24 | |
| $53,244 | $36,244 | $40,192 | $27,000 | 0.74 | |
| $30,730 | $34,546 | $38,697 | $27,100 | 0.78 | |
| $8,400 | $34,166 | — | $19,722 | 0.58 | |
| $13,440 | $30,096 | $28,577 | $33,449 | 1.11 | |
| $27,140 | $29,753 | $30,625 | $21,250 | 0.71 | |
| National Median | — | $38,660 | — | $26,522 | 0.69 |
Career Paths
Occupations commonly associated with education graduates
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Harris-Stowe State University, approximately 73% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 29 graduates with reported earnings and 46 graduates with debt data. Small samples may not be representative.