Median Earnings (1yr)
$30,096
15th percentile (40th in MO)
Median Debt
$33,449
26% above national median
Debt-to-Earnings
1.11
Elevated
Sample Size
27
Limited data

Analysis

The small sample size here demands caution, but the pattern is troubling: graduates earn $30,096 in their first year, then see their income actually drop to $28,577 by year four. That's moving in the wrong direction, and it places this program in just the 15th percentile nationally for education degrees. While the 40th percentile ranking among Missouri programs sounds more reasonable, it still trails the state median of $32,131 and lags behind most comparable schools—Saint Louis University's education grads earn over $6,000 more.

The debt picture compounds the concern. At $33,449, graduates carry significantly more debt than both state and national medians (around $27,000), while earning considerably less. This creates a debt-to-earnings ratio of 1.11, meaning graduates owe more than a full year's salary. For a field where starting salaries rarely rise quickly, this can mean years of financial strain.

With fewer than 30 graduates in this data set, these numbers could shift dramatically year to year. But if you're comparing Missouri education programs, several in-state options show stronger outcomes at similar or lower debt levels. Given the negative earnings trajectory and above-average debt, families should look closely at alternative programs unless there are compelling non-financial reasons to choose UMSL.

Where University of Missouri-St Louis Stands

Earnings vs. debt across all education bachelors's programs nationally

University of Missouri-St LouisOther education programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How University of Missouri-St Louis graduates compare to all programs nationally

University of Missouri-St Louis graduates earn $30k, placing them in the 15th percentile of all education bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Missouri

Education bachelors's programs at peer institutions in Missouri (24 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
University of Missouri-St Louis$30,096$28,577$33,4491.11
Saint Louis University$36,244$40,192$27,0000.74
Webster University$34,546$38,697$27,1000.78
Missouri Southern State University$34,166—$19,7220.58
Central Methodist University-College of Liberal Arts and Sciences$29,753$30,625$21,2500.71
Harris-Stowe State University$28,500$35,784$35,4781.24
National Median$38,660—$26,5220.69

Other Education Programs in Missouri

Compare tuition, earnings, and debt across Missouri schools

SchoolIn-State TuitionEarnings (1yr)Debt
Saint Louis University
Saint Louis
$53,244$36,244$27,000
Webster University
Saint Louis
$30,730$34,546$27,100
Missouri Southern State University
Joplin
$8,400$34,166$19,722
Central Methodist University-College of Liberal Arts and Sciences
Fayette
$27,140$29,753$21,250
Harris-Stowe State University
Saint Louis
$6,442$28,500$35,478

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At University of Missouri-St Louis, approximately 18% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 27 graduates with reported earnings and 34 graduates with debt data. Small samples may not be representative.