Analysis
Based on comparable Urban Studies programs nationwide, graduates from this field typically start near $40,000—a figure that puts Harris-Stowe's estimated outcomes right at the national median. The estimated debt of $23,000 is manageable, translating to a debt-to-earnings ratio of 0.57, which falls within the range financial experts consider reasonable for bachelor's degree holders. For a school serving predominantly low-income students (73% receive Pell grants), this debt level suggests the program provides access without crushing financial burden.
The challenge with Urban Studies is less about the numbers and more about the career path. This field typically leads to roles in urban planning, community development, or local government—positions that often require graduate education for advancement and rarely command high early salaries. The estimated $40,000 starting point is livable but leaves little room for aggressive debt repayment if students pursue further credentials. In Missouri's job market, opportunities may cluster around Kansas City and St. Louis, potentially limiting geographic flexibility.
For families weighing this investment: the estimated figures suggest a financially viable path into a meaningful but modestly compensated field. The bigger questions are whether your student plans to pursue graduate school (which many do in this field) and whether they're committed to public or nonprofit sector work where passion often has to supplement the paycheck. If your child is certain about urban planning or community development, these numbers work—just understand they're building a foundation, not a fast track to high earnings.
Where Harris-Stowe State University Stands
Earnings vs. debt across all urban studies/affairs bachelors's programs nationally
Compare to Similar Programs Nationally
Urban Studies/Affairs bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $6,442 | $40,294* | — | $23,000* | — | |
| $14,850 | $58,171* | $81,737 | $14,444* | 0.25 | |
| $7,424 | $50,008* | $66,159 | $18,600* | 0.37 | |
| $68,230 | $48,731* | — | $14,000* | 0.29 | |
| $12,643 | $47,585* | $64,344 | $18,965* | 0.40 | |
| $12,817 | $47,585* | $64,344 | $18,965* | 0.40 | |
| National Median | — | $40,294* | — | $21,775* | 0.54 |
Career Paths
Occupations commonly associated with urban studies/affairs graduates
Sociologists
Social Sciences Teachers, Postsecondary, All Other
Urban and Regional Planners
Managers, All Other
Regulatory Affairs Managers
Compliance Managers
Loss Prevention Managers
Wind Energy Operations Managers
Wind Energy Development Managers
Brownfield Redevelopment Specialists and Site Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Harris-Stowe State University, approximately 73% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 25 similar programs. Actual outcomes may vary.