Analysis
New York's accounting programs show enormous variation—from $76,000 at Fordham to roughly half that at smaller institutions. Based on comparable programs statewide, Hartwick's accounting graduates likely earn around $51,500 in their first year, with typical debt near $25,400. That puts this program squarely in the middle of New York's accounting landscape, matching the state median almost exactly but trailing the national benchmark of $53,700 by a modest margin.
The debt-to-earnings ratio of 0.49 suggests manageable repayment: graduates from similar programs would need roughly six months of gross salary to cover their loans. That's reasonable for a professional credential, though the ceiling matters here. While accounting offers stable career prospects, the gap between Hartwick's estimated outcomes and what graduates from SUNY Binghamton or Syracuse command—$20,000 to $25,000 more annually—is substantial enough to consider whether the smaller college environment justifies potentially slower salary growth.
For families weighing this investment, the core question is network and placement. If Hartwick connects students to regional accounting firms and CPA pathways effectively, the moderate debt load makes sense. But accounting is increasingly credential-driven, and employers often recruit from larger programs with established pipelines. Ask the college directly about CPA pass rates and where recent graduates actually landed jobs—those specifics matter more than estimated statewide medians when you're writing the tuition check.
Where Hartwick College Stands
Earnings vs. debt across all accounting bachelors's programs nationally
Compare to Similar Programs in New York
Accounting bachelors's programs at peer institutions in New York (76 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $52,849 | $51,525* | — | $25,363* | — | |
| $61,992 | $76,473* | $96,453 | $23,970* | 0.31 | |
| $63,061 | $75,294* | $85,784 | $27,000* | 0.36 | |
| $10,363 | $74,151* | $84,365 | $19,500* | 0.26 | |
| $46,140 | $71,436* | $79,786 | $23,250* | 0.33 | |
| $37,840 | $70,344* | $84,281 | $27,000* | 0.38 | |
| National Median | — | $53,694* | — | $25,000* | 0.47 |
Career Paths
Occupations commonly associated with accounting graduates
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Financial and Investment Analysts
Financial Risk Specialists
Financial Examiners
Budget Analysts
Business Teachers, Postsecondary
Accountants and Auditors
Tax Examiners and Collectors, and Revenue Agents
Bookkeeping, Accounting, and Auditing Clerks
Payroll and Timekeeping Clerks
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hartwick College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 45 similar programs in NY. Actual outcomes may vary.