Est. Earnings (1yr)
$51,525
Est. from NY median (45 programs)
Est. Median Debt
$25,363
Est. from NY median (25 programs)

Analysis

New York's accounting programs show enormous variation—from $76,000 at Fordham to roughly half that at smaller institutions. Based on comparable programs statewide, Hartwick's accounting graduates likely earn around $51,500 in their first year, with typical debt near $25,400. That puts this program squarely in the middle of New York's accounting landscape, matching the state median almost exactly but trailing the national benchmark of $53,700 by a modest margin.

The debt-to-earnings ratio of 0.49 suggests manageable repayment: graduates from similar programs would need roughly six months of gross salary to cover their loans. That's reasonable for a professional credential, though the ceiling matters here. While accounting offers stable career prospects, the gap between Hartwick's estimated outcomes and what graduates from SUNY Binghamton or Syracuse command—$20,000 to $25,000 more annually—is substantial enough to consider whether the smaller college environment justifies potentially slower salary growth.

For families weighing this investment, the core question is network and placement. If Hartwick connects students to regional accounting firms and CPA pathways effectively, the moderate debt load makes sense. But accounting is increasingly credential-driven, and employers often recruit from larger programs with established pipelines. Ask the college directly about CPA pass rates and where recent graduates actually landed jobs—those specifics matter more than estimated statewide medians when you're writing the tuition check.

Where Hartwick College Stands

Earnings vs. debt across all accounting bachelors's programs nationally

Compare to Similar Programs in New York

Accounting bachelors's programs at peer institutions in New York (76 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Hartwick CollegeOneonta$52,849$51,525*$25,363*
Fordham UniversityBronx$61,992$76,473*$96,453$23,970*0.31
Syracuse UniversitySyracuse$63,061$75,294*$85,784$27,000*0.36
Binghamton UniversityVestal$10,363$74,151*$84,365$19,500*0.26
Marist UniversityPoughkeepsie$46,140$71,436*$79,786$23,250*0.33
Molloy UniversityRockville Centre$37,840$70,344*$84,281$27,000*0.38
National Median$53,694*$25,000*0.47
* Estimated from similar programs

Career Paths

Occupations commonly associated with accounting graduates

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Financial and Investment Analysts

Conduct quantitative analyses of information involving investment programs or financial data of public or private institutions, including valuation of businesses.

$101,910/yrJobs growth:Bachelor's degree

Financial Risk Specialists

Analyze and measure exposure to credit and market risk threatening the assets, earning capacity, or economic state of an organization. May make recommendations to limit risk.

$101,910/yrJobs growth:Bachelor's degree

Financial Examiners

Enforce or ensure compliance with laws and regulations governing financial and securities institutions and financial and real estate transactions. May examine, verify, or authenticate records.

$90,400/yrJobs growth:Bachelor's degree

Budget Analysts

Examine budget estimates for completeness, accuracy, and conformance with procedures and regulations. Analyze budgeting and accounting reports.

$87,930/yrJobs growth:Bachelor's degree

Business Teachers, Postsecondary

Teach courses in business administration and management, such as accounting, finance, human resources, labor and industrial relations, marketing, and operations research. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Accountants and Auditors

Examine, analyze, and interpret accounting records to prepare financial statements, give advice, or audit and evaluate statements prepared by others. Install or advise on systems of recording costs or other financial and budgetary data.

$81,680/yrJobs growth:Bachelor's degree

Tax Examiners and Collectors, and Revenue Agents

Determine tax liability or collect taxes from individuals or business firms according to prescribed laws and regulations.

$59,740/yrJobs growth:Bachelor's degree

Bookkeeping, Accounting, and Auditing Clerks

Compute, classify, and record numerical data to keep financial records complete. Perform any combination of routine calculating, posting, and verifying duties to obtain primary financial data for use in maintaining accounting records. May also check the accuracy of figures, calculations, and postings pertaining to business transactions recorded by other workers.

$49,210/yrJobs growth:Some college, no degree

Payroll and Timekeeping Clerks

Compile and record employee time and payroll data. May compute employees' time worked, production, and commission. May compute and post wages and deductions, or prepare paychecks.

$48,650/yrJobs growth:High school diploma or equivalent
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Hartwick College, approximately 35% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 45 similar programs in NY. Actual outcomes may vary.