Analysis
Nebraska psychology graduates typically face a challenging financial landscape, and Hastings appears to follow this pattern. With estimated first-year earnings around $35,200—drawn from the state median for similar programs—graduates would be carrying roughly $27,000 in debt, creating a debt-to-earnings ratio of 0.77. That's manageable by strict mathematical standards, but psychology bachelor's degrees rarely lead to immediate high earnings, and this estimated figure sits right at Nebraska's typical outcome for the field.
The four-year earnings data showing $35,600 suggests minimal income growth in those early career years, which aligns with the reality that many psychology roles requiring only a bachelor's degree cluster in social services, counseling support, or related fields with compressed salary ranges. Other Nebraska programs produce similar results—even top performers like Concordia report first-year earnings under $40,000. Nationally, psychology bachelor's degrees typically generate $31,500 in first-year earnings, so Nebraska's market appears slightly stronger, though not enough to fundamentally change the financial calculus.
For families considering this path, understand that you're looking at peer program outcomes rather than Hastings-specific data, which means there's uncertainty around whether this particular program outperforms or underperforms its state counterparts. The debt load is reasonable if your child plans to enter the workforce immediately, but if graduate school is likely—and it often is for psychology majors seeking clinical or research roles—that $27,000 becomes the foundation of a much larger debt burden.
Where Hastings College Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Hastings College | — | $35,633 | — |
| University of Nebraska-Lincoln | $33,034 | $45,176 | +37% |
| University of Nebraska at Kearney | $34,055 | $44,525 | +31% |
| Peru State College | $32,542 | $44,483 | +37% |
| Nebraska Wesleyan University | $35,540 | $40,348 | +14% |
Compare to Similar Programs in Nebraska
Psychology bachelors's programs at peer institutions in Nebraska (16 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $36,130 | $35,218* | $35,633 | $27,000* | — | |
| $39,330 | $39,883* | $37,301 | $27,000* | 0.68 | |
| $8,886 | $38,928* | — | $28,833* | 0.74 | |
| $8,370 | $36,094* | $40,143 | $21,783* | 0.60 | |
| $41,658 | $35,540* | $40,348 | $27,000* | 0.76 | |
| $40,491 | $34,896* | $36,610 | $27,000* | 0.77 | |
| National Median | — | $31,482* | — | $25,500* | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hastings College, approximately 29% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 8 similar programs in NE. Actual outcomes may vary.