Analysis
Chemistry programs present unique challenges in Hawaii's small higher education market, and the absence of reported outcomes from the state's three bachelor's programs—including Hawaii Pacific—means families are working with national estimates rather than local track records. Based on these national medians, this program suggests first-year earnings around $42,600 against roughly $25,000 in debt, producing a manageable 0.59 debt-to-earnings ratio that falls well within reasonable territory for a science degree.
The concern isn't the numbers themselves—a chemistry bachelor's historically opens doors to lab work, quality control positions, and graduate school pathways that can justify the investment. Rather, it's the uncertainty about whether Hawaii Pacific's specific program delivers outcomes in line with these national patterns. The school's 84% admission rate and modest test scores suggest it serves a broad student base, which could mean more variable outcomes than the estimates indicate. Chemistry is also a field where lab quality, research opportunities, and faculty connections matter enormously for job placement, and there's no data here to evaluate those factors.
Without state or institutional outcomes to verify against, parents should treat the $42,600 figure as a best-case scenario and investigate the program's actual placement record directly—where do recent graduates work, what percentage continue to graduate school, and how many land in chemistry-related roles? The debt load appears reasonable, but only if the earnings materialize as estimated.
Where Hawaii Pacific University Stands
Earnings vs. debt across all chemistry bachelors's programs nationally
Compare to Similar Programs Nationally
Chemistry bachelors's programs at top institutions nationally
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,020 | $42,581* | — | $24,994* | — | |
| $63,141 | $62,511* | $88,634 | $24,500* | 0.39 | |
| $14,850 | $59,576* | $64,496 | $11,172* | 0.19 | |
| $14,766 | $55,389* | — | $23,600* | 0.43 | |
| $11,389 | $55,376* | $67,363 | $27,000* | 0.49 | |
| $16,080 | $54,055* | $67,828 | $24,893* | 0.46 | |
| National Median | — | $42,581* | — | $24,000* | 0.56 |
Career Paths
Occupations commonly associated with chemistry graduates
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Computer and Information Research Scientists
Data Scientists
Business Intelligence Analysts
Clinical Data Managers
Chemists
Chemistry Teachers, Postsecondary
Environmental Science Teachers, Postsecondary
Physics Teachers, Postsecondary
Environmental Scientists and Specialists, Including Health
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hawaii Pacific University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the national median of 205 similar programs. Actual outcomes may vary.