Analysis
Hawaii Pacific's psychology program starts graduates at just $26,081βwell below both the national median ($31,482) and what other Hawaii schools achieve. While that 40th percentile state ranking might suggest middle-of-the-pack performance, it actually means this program trails three of the four other Hawaii psychology programs, including UH Manoa by over $1,000 annually. At nearly $1 in debt for every dollar earned in year one, graduates face an immediate financial squeeze in one of America's most expensive housing markets.
The 49% earnings jump to $38,738 by year four offers some relief, but context matters: you're still starting from such a low base that even strong growth leaves graduates playing catch-up. The $25,000 debt load is reasonable relative to national norms, yet it represents almost a full year's starting salaryβa heavy burden when Honolulu rents demand 40-50% of take-home pay for a modest apartment.
The small sample size (under 30 graduates tracked) makes these numbers less reliable than data from larger programs. If your child is committed to psychology in Hawaii and considering HPU's 84% admission rate as an accessible option, understand they'll likely earn less than peers at UH Manoa while carrying similar debt. That's a meaningful financial disadvantage during the crucial early career years when building savings and independence matters most.
Where Hawaii Pacific University Stands
Earnings vs. debt across all psychology bachelors's programs nationally
Earnings Distribution
How Hawaii Pacific University graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Hawaii Pacific University | $26,081 | $38,738 | +49% |
| Duke University | $33,559 | $72,857 | +117% |
| University of Hawaii at Manoa | $27,351 | $42,894 | +57% |
| Chaminade University of Honolulu | $29,445 | $41,443 | +41% |
| University of Hawaii at Hilo | $26,857 | $41,183 | +53% |
Compare to Similar Programs in Hawaii
Psychology bachelors's programs at peer institutions in Hawaii (5 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $33,020 | $26,081 | $38,738 | $25,000 | 0.96 | |
| $29,970 | $29,445 | $41,443 | $24,965 | 0.85 | |
| $12,186 | $27,351 | $42,894 | $22,352 | 0.82 | |
| $7,838 | $26,857 | $41,183 | $22,585 | 0.84 | |
| National Median | β | $31,482 | β | $25,500 | 0.81 |
Career Paths
Occupations commonly associated with psychology graduates
Industrial-Organizational Psychologists
Clinical and Counseling Psychologists
Psychologists, All Other
Neuropsychologists
Clinical Neuropsychologists
Psychology Teachers, Postsecondary
Managers, All Other
Loss Prevention Managers
Social Science Research Assistants
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Hawaii Pacific University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 24 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.