Median Earnings (1yr)
$26,081
11th percentile
Median Debt
$25,000
2% below national median

Analysis

Hawaii Pacific's psychology program starts graduates at just $26,081β€”well below both the national median ($31,482) and what other Hawaii schools achieve. While that 40th percentile state ranking might suggest middle-of-the-pack performance, it actually means this program trails three of the four other Hawaii psychology programs, including UH Manoa by over $1,000 annually. At nearly $1 in debt for every dollar earned in year one, graduates face an immediate financial squeeze in one of America's most expensive housing markets.

The 49% earnings jump to $38,738 by year four offers some relief, but context matters: you're still starting from such a low base that even strong growth leaves graduates playing catch-up. The $25,000 debt load is reasonable relative to national norms, yet it represents almost a full year's starting salaryβ€”a heavy burden when Honolulu rents demand 40-50% of take-home pay for a modest apartment.

The small sample size (under 30 graduates tracked) makes these numbers less reliable than data from larger programs. If your child is committed to psychology in Hawaii and considering HPU's 84% admission rate as an accessible option, understand they'll likely earn less than peers at UH Manoa while carrying similar debt. That's a meaningful financial disadvantage during the crucial early career years when building savings and independence matters most.

Where Hawaii Pacific University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Earnings Distribution

How Hawaii Pacific University graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Hawaii Pacific University$26,081$38,738+49%
Duke University$33,559$72,857+117%
University of Hawaii at Manoa$27,351$42,894+57%
Chaminade University of Honolulu$29,445$41,443+41%
University of Hawaii at Hilo$26,857$41,183+53%

Compare to Similar Programs in Hawaii

Psychology bachelors's programs at peer institutions in Hawaii (5 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Hawaii Pacific UniversityHonolulu$33,020$26,081$38,738$25,0000.96
Chaminade University of HonoluluHonolulu$29,970$29,445$41,443$24,9650.85
University of Hawaii at ManoaHonolulu$12,186$27,351$42,894$22,3520.82
University of Hawaii at HiloHilo$7,838$26,857$41,183$22,5850.84
National Medianβ€”$31,482β€”$25,5000.81

Career Paths

Occupations commonly associated with psychology graduates

Industrial-Organizational Psychologists

Apply principles of psychology to human resources, administration, management, sales, and marketing problems. Activities may include policy planning; employee testing and selection, training, and development; and organizational development and analysis. May work with management to organize the work setting to improve worker productivity.

$94,310/yrJobs growth:

Clinical and Counseling Psychologists

Assess, diagnose, and treat mental and emotional disorders of individuals through observation, interview, and psychological tests. Help individuals with distress or maladjustment understand their problems through their knowledge of case history, interviews with patients, and theory. Provide individual or group counseling services to assist individuals in achieving more effective personal, social, educational, and vocational development and adjustment. May design behavior modification programs and consult with medical personnel regarding the best treatment for patients.

$94,310/yrJobs growth:

Psychologists, All Other

All psychologists not listed separately.

$94,310/yrJobs growth:

Neuropsychologists

Apply theories and principles of neuropsychology to evaluate and diagnose disorders of higher cerebral functioning, often in research and medical settings. Study the human brain and the effect of physiological states on human cognition and behavior. May formulate and administer programs of treatment.

$94,310/yrJobs growth:

Clinical Neuropsychologists

Assess and diagnose patients with neurobehavioral problems related to acquired or developmental disorders of the nervous system, such as neurodegenerative disorders, traumatic brain injury, seizure disorders, and learning disabilities. Recommend treatment after diagnosis, such as therapy, medication, or surgery. Assist with evaluation before and after neurosurgical procedures, such as deep brain stimulation.

$94,310/yrJobs growth:

Psychology Teachers, Postsecondary

Teach courses in psychology, such as child, clinical, and developmental psychology, and psychological counseling. Includes both teachers primarily engaged in teaching and those who do a combination of teaching and research.

$83,980/yrJobs growth:

Managers, All Other

All managers not listed separately.

Loss Prevention Managers

Plan and direct policies, procedures, or systems to prevent the loss of assets. Determine risk exposure or potential liability, and develop risk control measures.

Social Science Research Assistants

Assist social scientists in laboratory, survey, and other social science research. May help prepare findings for publication and assist in laboratory analysis, quality control, or data management.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Hawaii Pacific University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.