Median Earnings (1yr)
$26,081
11th percentile
Median Debt
$25,000
2% below national median
Debt-to-Earnings
0.96
Manageable
Sample Size
24
Limited data

Analysis

Hawaii Pacific's psychology program starts graduates at just $26,081—well below both the national median ($31,482) and what other Hawaii schools achieve. While that 40th percentile state ranking might suggest middle-of-the-pack performance, it actually means this program trails three of the four other Hawaii psychology programs, including UH Manoa by over $1,000 annually. At nearly $1 in debt for every dollar earned in year one, graduates face an immediate financial squeeze in one of America's most expensive housing markets.

The 49% earnings jump to $38,738 by year four offers some relief, but context matters: you're still starting from such a low base that even strong growth leaves graduates playing catch-up. The $25,000 debt load is reasonable relative to national norms, yet it represents almost a full year's starting salary—a heavy burden when Honolulu rents demand 40-50% of take-home pay for a modest apartment.

The small sample size (under 30 graduates tracked) makes these numbers less reliable than data from larger programs. If your child is committed to psychology in Hawaii and considering HPU's 84% admission rate as an accessible option, understand they'll likely earn less than peers at UH Manoa while carrying similar debt. That's a meaningful financial disadvantage during the crucial early career years when building savings and independence matters most.

Where Hawaii Pacific University Stands

Earnings vs. debt across all psychology bachelors's programs nationally

Hawaii Pacific UniversityOther psychology programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Hawaii Pacific University graduates compare to all programs nationally

Hawaii Pacific University graduates earn $26k, placing them in the 11th percentile of all psychology bachelors programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Hawaii

Psychology bachelors's programs at peer institutions in Hawaii (5 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Hawaii Pacific University$26,081$38,738$25,0000.96
Chaminade University of Honolulu$29,445$41,443$24,9650.85
University of Hawaii at Manoa$27,351$42,894$22,3520.82
University of Hawaii at Hilo$26,857$41,183$22,5850.84
National Median$31,482$25,5000.81

Other Psychology Programs in Hawaii

Compare tuition, earnings, and debt across Hawaii schools

SchoolIn-State TuitionEarnings (1yr)Debt
Chaminade University of Honolulu
Honolulu
$29,970$29,445$24,965
University of Hawaii at Manoa
Honolulu
$12,186$27,351$22,352
University of Hawaii at Hilo
Hilo
$7,838$26,857$22,585

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Hawaii Pacific University, approximately 20% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 24 graduates with reported earnings and 31 graduates with debt data. Small samples may not be representative.