Median Earnings (1yr)
$47,216
23rd percentile (60th in KY)
Median Debt
$9,367
51% below national median
Debt-to-Earnings
0.20
Manageable
Sample Size
32
Adequate data

Analysis

Hazard Community and Technical College keeps debt remarkably low—just $9,367, which is half the state average and among the lowest in the nation for allied health programs. The debt-to-earnings ratio of 0.20 means graduates carry less than three months' salary in loans, making this an accessible entry point for first-generation and Pell-eligible students who need to minimize financial risk.

The challenge is earning potential. At $47,216, graduates earn about $7,000 less annually than the national median for these programs, and that gap doesn't close over time—earnings are essentially flat four years out. Within Kentucky, this program sits at the state median, meaning it performs right in the middle of the pack. However, students should know that top Kentucky programs like Elizabethtown and Bluegrass Community and Technical College produce graduates earning $55,000 to $60,000, demonstrating that location or specific clinical partnerships can significantly impact outcomes in this field.

For families prioritizing debt avoidance in rural Appalachia, Hazard delivers clean access to healthcare employment. But if a student can attend one of the higher-performing Kentucky programs without substantially more debt, that additional $8,000-$13,000 in annual earnings would compound meaningfully over a career. The value here depends heavily on whether geographic constraints make Hazard the practical choice.

Where Hazard Community and Technical College Stands

Earnings vs. debt across all allied health diagnostic, intervention, and treatment professions associates's programs nationally

Hazard Community and Technical CollegeOther allied health diagnostic, intervention, and treatment professions programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Hazard Community and Technical College graduates compare to all programs nationally

Hazard Community and Technical College graduates earn $47k, placing them in the 23th percentile of all allied health diagnostic, intervention, and treatment professions associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Kentucky

Allied Health Diagnostic, Intervention, and Treatment Professions associates's programs at peer institutions in Kentucky (23 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Hazard Community and Technical College$47,216$47,713$9,3670.20
Elizabethtown Community and Technical College$60,430$43,840$8,2500.14
Bluegrass Community and Technical College$55,982$46,727$15,8750.28
Sullivan University$54,178$49,560$23,4280.43
Jefferson Community and Technical College$53,898$49,739$16,7040.31
Southeast Kentucky Community & Technical College$50,513$43,629$12,0000.24
National Median$54,327$19,1130.35

Other Allied Health Diagnostic, Intervention, and Treatment Professions Programs in Kentucky

Compare tuition, earnings, and debt across Kentucky schools

SchoolIn-State TuitionEarnings (1yr)Debt
Elizabethtown Community and Technical College
Elizabethtown
$4,656$60,430$8,250
Bluegrass Community and Technical College
Lexington
$4,706$55,982$15,875
Sullivan University
Louisville
$14,220$54,178$23,428
Jefferson Community and Technical College
Louisville
$4,706$53,898$16,704
Southeast Kentucky Community & Technical College
Cumberland
$4,656$50,513$12,000

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Hazard Community and Technical College, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 32 graduates with reported earnings and 25 graduates with debt data. Small samples may not be representative.