Median Earnings (1yr)
$19,395
5th percentile (25th in NY)
Median Debt
$11,000
At national median
Debt-to-Earnings
0.57
Manageable
Sample Size
61
Adequate data

Analysis

Herkimer's Liberal Arts associate's program starts with alarming first-year earnings of just $19,395—placing it in the bottom 5% nationally and well below New York's state median of $23,613. That's barely above poverty-level wages, even for an associate's degree. However, the 57% earnings jump to $30,475 by year four tells a more complex story, suggesting graduates may be using this as a stepping stone while continuing their education or building workplace experience.

The $11,000 debt load is manageable and typical for the program type, but the early earnings struggle means new graduates face a difficult first year financially. Compare this to other SUNY community colleges like Hudson Valley ($28,464) or Westchester ($30,417), which deliver substantially better starting outcomes. Among New York's 74 schools offering this degree, Herkimer ranks only in the 25th percentile—meaning three-quarters of similar programs in the state produce better results.

For families viewing this as a complete credential leading to immediate work, the numbers are discouraging. But if your student plans to transfer to a four-year program and is choosing Herkimer primarily for affordability and location, the modest debt and eventual earnings recovery make it a defensible choice—just understand the first year or two post-graduation will likely be financially tight.

Where Herkimer County Community College Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities associates's programs nationally

Herkimer County Community CollegeOther liberal arts and sciences, general studies and humanities programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Herkimer County Community College graduates compare to all programs nationally

Herkimer County Community College graduates earn $19k, placing them in the 5th percentile of all liberal arts and sciences, general studies and humanities associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in New York

Liberal Arts and Sciences, General Studies and Humanities associates's programs at peer institutions in New York (74 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Herkimer County Community College$19,395$30,475$11,0000.57
Maria College of Albany$60,857$38,220——
Excelsior University$50,464—$9,1960.18
Touro University$30,786$37,814$10,5000.34
SUNY Westchester Community College$30,417—$8,7640.29
Hudson Valley Community College$28,464$34,341$10,0460.35
National Median$27,248—$10,9500.40

Other Liberal Arts and Sciences, General Studies and Humanities Programs in New York

Compare tuition, earnings, and debt across New York schools

SchoolIn-State TuitionEarnings (1yr)Debt
Maria College of Albany
Albany
$17,680$60,857—
Excelsior University
Albany
—$50,464$9,196
Touro University
New York
$21,810$30,786$10,500
SUNY Westchester Community College
Valhalla
$5,696$30,417$8,764
Hudson Valley Community College
Troy
$6,694$28,464$10,046

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Herkimer County Community College, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 61 graduates with reported earnings and 102 graduates with debt data. Small samples may not be representative.