Analysis
A business degree in Alabama's competitive landscape means choosing carefully—and Herzing's estimated outcomes sit right at the state median of $45,195, slightly below the national benchmark of $47,506. Peer programs across Alabama show a wide range, from over $55,000 at Strayer to under $33,000 at smaller schools, suggesting that institutional factors matter significantly for business graduates' earnings potential.
The estimated $27,000 debt load translates to a 0.60 debt-to-earnings ratio, meaning manageable monthly payments on a typical repayment plan. With nearly two-thirds of students receiving Pell grants, Herzing serves primarily students who need financial accessibility, and the estimated debt burden won't overwhelm that first-year salary. However, comparable programs in Alabama show that business majors can achieve similar debt levels while potentially accessing stronger career networks or higher starting salaries elsewhere—Troy University, for instance, matches these earnings with a similar debt profile, while Strayer's graduates earn 23% more.
The practical concern: business degrees live or die by the strength of alumni networks and employer relationships, factors that raw numbers can't capture but that heavily influence whether graduates land $45,000 roles or $55,000 ones. Visit campus, ask about employer partnerships in Birmingham's market, and compare placement rates against the other Alabama programs within your budget.
Where Herzing University-Birmingham Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Compare to Similar Programs in Alabama
Business/Commerce bachelors's programs at peer institutions in Alabama (10 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $13,420 | $45,195* | — | $27,000* | — | |
| $13,920 | $55,431* | $59,763 | $56,517* | 1.02 | |
| $9,676 | $50,515* | $43,455 | $30,980* | 0.61 | |
| $9,792 | $45,195* | $50,533 | $26,500* | 0.59 | |
| $23,920 | $44,785* | — | $27,660* | 0.62 | |
| $28,650 | $32,446* | $63,213 | $27,000* | 0.83 | |
| National Median | — | $47,506* | — | $26,000* | 0.55 |
Career Paths
Occupations commonly associated with business/commerce graduates
Sales Managers
Industrial Production Managers
Quality Control Systems Managers
Geothermal Production Managers
Biofuels Production Managers
Biomass Power Plant Managers
Hydroelectric Production Managers
Construction Managers
Administrative Services Managers
Facilities Managers
Security Managers
Chief Executives
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Herzing University-Birmingham, approximately 64% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 5 similar programs in AL. Actual outcomes may vary.