Business/Commerce at University of South Alabama
Bachelor's Degree
Analysis
University of South Alabama's business program starts with promising earnings—$50,515 a year out—ranking at the 60th percentile both nationally and among Alabama business programs. That's about $5,000 above the state median and stronger than programs at Troy or Faulkner. The debt load of $31,000 is manageable relative to that first-year income, creating a debt-to-earnings ratio of 0.61 that suggests reasonable affordability.
The concern here is what happens next. By year four, median earnings drop to $43,455—a 14% decline that's unusual for business graduates, who typically see steady income growth as they establish their careers. However, the small sample size (under 30 graduates) means this pattern could reflect just a few individuals' career paths rather than a systemic issue. Perhaps some graduates pursued graduate school, relocated to lower cost-of-living areas, or shifted into nonprofit work.
For an Alabama family, this program offers middle-of-the-pack value with below-average debt burden. The initial salary provides solid footing, but prospective students should investigate why later earnings appear softer. Until more graduate data becomes available, families should weigh this option carefully against alternatives like Strayer's stronger earnings track record, while recognizing that USA's more traditional campus experience may justify the tradeoff for some students.
Where University of South Alabama Stands
Earnings vs. debt across all business/commerce bachelors's programs nationally
Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.
Earnings Distribution
How University of South Alabama graduates compare to all programs nationally
University of South Alabama graduates earn $51k, placing them in the 60th percentile of all business/commerce bachelors programs nationally.
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.
Compare to Similar Programs in Alabama
Business/Commerce bachelors's programs at peer institutions in Alabama (10 total in state)
| School | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|
| University of South Alabama | $50,515 | $43,455 | $30,980 | 0.61 |
| Strayer University-Alabama | $55,431 | $59,763 | $56,517 | 1.02 |
| Troy University | $45,195 | $50,533 | $26,500 | 0.59 |
| Faulkner University | $44,785 | — | $27,660 | 0.62 |
| Huntingdon College | $32,446 | $63,213 | $27,000 | 0.83 |
| National Median | $47,506 | — | $26,000 | 0.55 |
Other Business/Commerce Programs in Alabama
Compare tuition, earnings, and debt across Alabama schools
| School | In-State Tuition | Earnings (1yr) | Debt |
|---|---|---|---|
| Strayer University-Alabama Birmingham | $13,920 | $55,431 | $56,517 |
| Troy University Troy | $9,792 | $45,195 | $26,500 |
| Faulkner University Montgomery | $23,920 | $44,785 | $27,660 |
| Huntingdon College Montgomery | $28,650 | $32,446 | $27,000 |
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At University of South Alabama, approximately 37% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 28 graduates with reported earnings and 27 graduates with debt data. Small samples may not be representative.