Accounting at Herzing University-Orlando

At an estimated $26,291 in debt—roughly $7,000 above the Florida state median for accounting associate programs—Herzing's returns will depend heavily on whether actual outcomes match those of peer programs. Similar accounting associate programs in Florida typically produce first-year earnings around $39,000, which would make this debt load manageable at a 0.67 ratio. The challenge is that several competitors with reported data show stronger performance: Keiser grads earn $48,000, and even Valencia College students start around $37,000. Without Herzing's own track record visible, you're betting that its outcomes align with the state average rather than lagging behind.

The modest jump from year one to year four ($39,114 to $40,029 based on available data) suggests accounting associate degrees don't command rapid salary growth in this market. That's typical for the credential—nationally, the median sits at $37,000—but it means the initial debt burden matters more since you can't count on quickly outearning it. With 60% of Herzing students receiving Pell grants, many families here are borrowing to cover the full cost.

The bottom line: if Herzing's actual graduate outcomes mirror state averages, this debt level is workable but not a standout value. If they fall below—which you won't know until DOE publishes actual figures—you're paying more for potentially less. The safer bet might be a Florida State College or community college program where both costs and outcomes are transparent.