Business Administration, Management and Operations at Herzing University-Orlando

Herzing University-Orlando's business program delivers above-average earnings but at a steep price. Graduates earn $52,469 in their first year—solidly above both the national ($45,703) and Florida ($45,072) medians for business degrees, ranking in the 60th percentile statewide. However, this earnings advantage comes with nearly double the typical debt burden: $46,792 compared to Florida's $22,625 median. This debt load ranks in the bottom 5% nationally, meaning 95% of similar programs saddle students with less debt.

The debt-to-earnings ratio of 0.89 means graduates face nearly a full year's salary in student loans, which will significantly constrain their financial flexibility in their twenties. While the program serves a largely Pell-eligible population (60%), making college access possible for students who might not have other options, the debt structure is concerning. Modest 6% earnings growth over four years suggests limited salary progression compared to some business programs where mid-career advancement drives stronger returns.

For families comfortable taking on substantial debt in exchange for above-median earnings right out of the gate, this program delivers results. But if your child has access to Florida's public universities—where debt levels are typically far lower—those alternatives would offer better long-term value even with slightly lower starting salaries. The high debt makes this a considerably riskier investment than comparable options across the state.