Business Administration, Management and Operations at Herzing University-Tampa

Herzing University-Tampa's business program delivers strong graduate earnings—beating the national median by 15% and outperforming 60% of Florida business programs—but finances it with debt loads more than double the typical Florida school. At $46,792, students here borrow roughly $24,000 more than the state median of $22,625, which translates to an extra $250-300 in monthly loan payments for the standard 10-year repayment period.

The earnings justify some of that premium: first-year graduates earn $52,469, placing them in the 74th percentile nationally and comfortably above Florida's $45,072 median. That debt-to-earnings ratio of 0.89 sits near the 1:1 threshold that financial aid experts generally consider manageable. However, nearly half the student body receives Pell grants, suggesting many families here are stretching to cover costs that other Florida programs deliver for significantly less borrowing.

For families comparing options, the calculation is straightforward: this program costs roughly $200-250 more per month in loan payments than attending a typical Florida business school, in exchange for earnings about $7,400 higher annually. That premium pays for itself within the first year, making this a reasonable choice—particularly for students who value Herzing's flexible scheduling and career services. Just ensure your family can manage those monthly payments, which will be noticeably higher than what peers at other Florida schools are carrying.