Est. Earnings (1yr)
$35,817
Est. from NY median (22 programs)
Est. Median Debt
$24,865
Est. from NY median (16 programs)

Analysis

A Bachelor's degree in Liberal Arts and Sciences from Hobart William Smith comes with an estimated $24,865 in debt—slightly below the New York state median—but the earnings picture raises questions about return on investment. First-year earnings estimates for similar programs in New York hover around $35,800, which puts graduates roughly in line with both state and national norms for this broad field. By year four, earnings climb to $51,119, suggesting meaningful wage growth that outpaces many comparable programs.

However, context matters. While the debt-to-earnings ratio of 0.69 isn't alarming on paper, other liberal arts programs in New York demonstrate dramatically different outcomes. Molloy University's reported earnings more than double the typical first-year figure, and even Cornell and Union College graduates earn $10,000+ more in their early careers. The steep variation across programs—even within the same state and credential level—suggests that institutional reputation, alumni networks, and program focus matter enormously in this field.

For families paying private school tuition at Hobart William Smith, the key question is whether the school's specific advantages justify the investment when outcomes data remains too limited to report directly. The four-year earnings figure offers some reassurance about eventual earning power, but the initial years appear to track typical liberal arts outcomes rather than exceptional ones.

Where Hobart William Smith Colleges Stands

Earnings vs. debt across all liberal arts and sciences, general studies and humanities bachelors's programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Hobart William Smith Colleges—$51,119—
CUNY Bernard M Baruch College$21,170$60,423+185%
New York University$38,447$54,415+42%
Excelsior University$52,429$53,480+2%
Union College$45,516$48,667+7%

Compare to Similar Programs in New York

Liberal Arts and Sciences, General Studies and Humanities bachelors's programs at peer institutions in New York (87 total in state)

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SchoolIn-State TuitionEarnings (1yr)*Earnings (4yr)Median Debt*Debt/Earnings
Hobart William Smith CollegesGeneva$63,268$35,817*$51,119$24,865*—
Molloy UniversityRockville Centre$37,840$74,868*—$31,000*0.41
Excelsior UniversityAlbany—$52,429*$53,480$11,875*0.23
Mercy UniversityDobbs Ferry$22,106$46,408*—$33,687*0.73
Cornell UniversityIthaca$66,014$46,072*——*—
Union CollegeSchenectady$66,456$45,516*$48,667$24,500*0.54
National Median—$36,340*—$27,000*0.74
* Estimated from similar programs

Career Paths

Occupations commonly associated with liberal arts and sciences, general studies and humanities graduates

Postsecondary Teachers, All Other

All postsecondary teachers not listed separately.

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Hobart William Smith Colleges, approximately 24% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 22 similar programs in NY. Actual outcomes may vary.