Median Earnings (1yr)
$27,012
5th percentile (60th in MS)
Median Debt
$10,931
19% below national median
Debt-to-Earnings
0.40
Manageable
Sample Size
41
Adequate data

Analysis

Holmes Community College's business program is hard to evaluate precisely because it sits right at Mississippi's median for earnings, but well below the national curve. That 60th percentile state ranking sounds reassuring until you realize Mississippi business programs collectively underperform: the state median of $27,012 trails the national median by nearly $10,000. Your child would be getting a middle-of-the-pack outcome in a state where even the best community college option (Itawamba) earns $8,000 less than average programs elsewhere.

The positives are real but modest. At $10,931 in debt, graduates carry manageable loans that represent just 5 months of first-year income. The 28% earnings growth to $34,661 by year four suggests decent career progression. For families already committed to staying in Mississippi—where wages and living costs are lower—this represents an affordable credential that could open doors into office work or retail management.

The bottom line: This works as a low-cost stepping stone for Mississippi-bound students, particularly those already receiving Pell grants who need an accessible entry point. But if your child has options to attend programs in states with stronger business job markets, the $27,000 starting salary points to limited upside that even solid earnings growth can't fully overcome.

Where Holmes Community College Stands

Earnings vs. debt across all business/commerce associates's programs nationally

Holmes Community CollegeOther business/commerce programs

Programs in the upper-left quadrant (high earnings, low debt) offer the best value. Programs in the lower-right quadrant warrant careful consideration.

Earnings Distribution

How Holmes Community College graduates compare to all programs nationally

Holmes Community College graduates earn $27k, placing them in the 5th percentile of all business/commerce associates programs nationally.

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

Earnings trajectories vary significantly. Some programs show strong early returns that plateau; others start lower but accelerate. Consider where you want to be at year 4, not just year 1.

Compare to Similar Programs in Mississippi

Business/Commerce associates's programs at peer institutions in Mississippi (10 total in state)

SchoolEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Holmes Community College$27,012$34,661$10,9310.40
Strayer University-Mississippi$44,154$47,516$32,8100.74
Itawamba Community College$24,813$33,485$4,8400.20
National Median$36,591—$13,4370.37

Other Business/Commerce Programs in Mississippi

Compare tuition, earnings, and debt across Mississippi schools

SchoolIn-State TuitionEarnings (1yr)Debt
Strayer University-Mississippi
Jackson
$13,920$44,154$32,810
Itawamba Community College
Fulton
$3,420$24,813$4,840

About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Holmes Community College, approximately 42% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 41 graduates with reported earnings and 80 graduates with debt data. Small samples may not be representative.