Analysis
Social work programs in Pennsylvania cluster tightly around $36,000-$37,000 in first-year earnings, and Holy Family's estimated figures place it squarely in the middle of that range. Based on comparable programs in PA, graduates can expect roughly $36,300 in earnings against $27,000 in debt—a 0.74 ratio that's more manageable than many bachelor's degrees. For context, the national median for social work programs mirrors these state figures almost exactly, suggesting this is simply the economic reality of entering the field rather than anything specific to Philadelphia or this institution.
The debt burden here matters more than it would in higher-earning fields. At $27,000, students would face monthly payments around $300 on a standard ten-year plan, consuming a meaningful chunk of a $36,000 salary. Social work is a mission-driven profession with limited early-career earning potential but established career pathways—licensing requirements and experience typically drive salary growth more than the undergraduate institution's prestige. With 40% of students receiving Pell grants, many Holy Family families are counting on this degree to provide stable middle-class employment, which it likely can, though not affluence.
The practical question is whether your student is committed to social work specifically. The field offers job security and purpose but requires accepting that typical starting salaries won't quickly outpace the debt. If they're certain about the career path, these estimated numbers suggest a workable investment, though certainly not a windfall.
Where Holy Family University Stands
Earnings vs. debt across all social work bachelors's programs nationally
Compare to Similar Programs in Pennsylvania
Social Work bachelors's programs at peer institutions in Pennsylvania (33 total in state)
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| School | In-State Tuition | Earnings (1yr)* | Earnings (4yr) | Median Debt* | Debt/Earnings |
|---|---|---|---|---|---|
| $33,968 | $36,299* | — | $27,000* | — | |
| $21,524 | $40,836* | $40,913 | $22,000* | 0.54 | |
| $22,082 | $39,055* | $46,307 | $27,000* | 0.69 | |
| $35,570 | $37,453* | — | $33,206* | 0.89 | |
| $13,544 | $37,206* | $42,457 | $26,982* | 0.73 | |
| $11,230 | $37,135* | $39,647 | $26,624* | 0.72 | |
| National Median | — | $37,296* | — | $26,362* | 0.71 |
Career Paths
Occupations commonly associated with social work graduates
Social Work Teachers, Postsecondary
Social and Community Service Managers
Probation Officers and Correctional Treatment Specialists
Marriage and Family Therapists
Child, Family, and School Social Workers
Healthcare Social Workers
Mental Health and Substance Abuse Social Workers
Social Workers, All Other
Counselors, All Other
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Holy Family University, approximately 40% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Estimated Earnings: Actual earnings data is not available for this program (typically due to privacy thresholds when fewer than 30 graduates reported earnings). The estimate shown is based on the median of 12 similar programs in PA. Actual outcomes may vary.