Business Administration, Management and Operations at Holyoke Community College
Associate's Degree
hcc.eduAnalysis
Holyoke Community College's business associate degree starts modestly but tells an encouraging story about earnings trajectory. While first-year graduates earn $33,500—landing at the 40th percentile among Massachusetts business programs—earnings jump to nearly $43,000 by year four, a 28% increase that outpaces typical growth for two-year business degrees. The $9,200 in typical debt is notably lower than both the state median ($10,338) and especially the national median ($13,980), creating a manageable debt load that graduates can typically pay down within their first year of work.
The challenge here is comparative: several Massachusetts community colleges produce significantly higher-earning business graduates right out of the gate, with Northern Essex and Mount Wachusett graduates earning $10,000+ more in year one. For families weighing community college options in Massachusetts, those alternatives might offer faster returns. However, Holyoke's combination of low debt and solid earnings growth means the total financial picture improves considerably over time, even if it doesn't initially match top performers in the state.
For a family-focused student who can afford to start at a lower salary, this program delivers value through its minimal debt burden and improving earnings. Just recognize that other Massachusetts community colleges might accelerate that timeline—something worth exploring if proximity isn't a constraint.
Where Holyoke Community College Stands
Earnings vs. debt across all business administration, management and operations associates's programs nationally
Earnings Distribution
How Holyoke Community College graduates compare to all programs nationally
Earnings Over Time
How earnings evolve from 1 year to 4 years after graduation
| School | 1 Year | 4 Years | Growth |
|---|---|---|---|
| Holyoke Community College | $33,500 | $42,903 | +28% |
| Quinsigamond Community College | $42,028 | $52,730 | +25% |
| Bristol Community College | $32,452 | $50,089 | +54% |
| Middlesex Community College | $36,446 | $49,371 | +35% |
| Bunker Hill Community College | $34,817 | $48,689 | +40% |
Compare to Similar Programs in Massachusetts
Business Administration, Management and Operations associates's programs at peer institutions in Massachusetts (26 total in state)
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| School | In-State Tuition | Earnings (1yr) | Earnings (4yr) | Median Debt | Debt/Earnings |
|---|---|---|---|---|---|
| $5,810 | $33,500 | $42,903 | $9,200 | 0.27 | |
| $5,688 | $46,439 | $40,782 | $11,000 | 0.24 | |
| $6,000 | $43,503 | $44,065 | $11,000 | 0.25 | |
| $5,974 | $42,028 | $52,730 | $14,671 | 0.35 | |
| $5,784 | $41,032 | $40,588 | — | — | |
| $5,376 | $38,255 | $38,338 | $10,738 | 0.28 | |
| National Median | — | $33,977 | — | $13,980 | 0.41 |
Career Paths
Occupations commonly associated with business administration, management and operations graduates
Computer and Information Systems Managers
Architectural and Engineering Managers
Biofuels/Biodiesel Technology and Product Development Managers
Financial Managers
Treasurers and Controllers
Investment Fund Managers
Natural Sciences Managers
Clinical Research Coordinators
Water Resource Specialists
Compensation and Benefits Managers
Human Resources Managers
Sales Managers
About This Data
Source: U.S. Department of Education College Scorecard (October 2025 release)
Population: Graduates who received federal financial aid (Title IV grants or loans). At Holyoke Community College, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.
Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.
Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.
Sample Size: Based on 64 graduates with reported earnings and 83 graduates with debt data. Small samples may not be representative.