Median Earnings (1yr)
$33,500
48th percentile
40th percentile in Massachusetts
Median Debt
$9,200
34% below national median

Analysis

Holyoke Community College's business associate degree starts modestly but tells an encouraging story about earnings trajectory. While first-year graduates earn $33,500—landing at the 40th percentile among Massachusetts business programs—earnings jump to nearly $43,000 by year four, a 28% increase that outpaces typical growth for two-year business degrees. The $9,200 in typical debt is notably lower than both the state median ($10,338) and especially the national median ($13,980), creating a manageable debt load that graduates can typically pay down within their first year of work.

The challenge here is comparative: several Massachusetts community colleges produce significantly higher-earning business graduates right out of the gate, with Northern Essex and Mount Wachusett graduates earning $10,000+ more in year one. For families weighing community college options in Massachusetts, those alternatives might offer faster returns. However, Holyoke's combination of low debt and solid earnings growth means the total financial picture improves considerably over time, even if it doesn't initially match top performers in the state.

For a family-focused student who can afford to start at a lower salary, this program delivers value through its minimal debt burden and improving earnings. Just recognize that other Massachusetts community colleges might accelerate that timeline—something worth exploring if proximity isn't a constraint.

Where Holyoke Community College Stands

Earnings vs. debt across all business administration, management and operations associates's programs nationally

Earnings Distribution

How Holyoke Community College graduates compare to all programs nationally

Earnings Over Time

How earnings evolve from 1 year to 4 years after graduation

School1 Year4 YearsGrowth
Holyoke Community College$33,500$42,903+28%
Quinsigamond Community College$42,028$52,730+25%
Bristol Community College$32,452$50,089+54%
Middlesex Community College$36,446$49,371+35%
Bunker Hill Community College$34,817$48,689+40%

Compare to Similar Programs in Massachusetts

Business Administration, Management and Operations associates's programs at peer institutions in Massachusetts (26 total in state)

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SchoolIn-State TuitionEarnings (1yr)Earnings (4yr)Median DebtDebt/Earnings
Holyoke Community CollegeHolyoke$5,810$33,500$42,903$9,2000.27
Northern Essex Community CollegeHaverhill$5,688$46,439$40,782$11,0000.24
Mount Wachusett Community CollegeGardner$6,000$43,503$44,065$11,0000.25
Quinsigamond Community CollegeWorcester$5,974$42,028$52,730$14,6710.35
Roxbury Community CollegeRoxbury Crossing$5,784$41,032$40,588
Massasoit Community CollegeBrockton$5,376$38,255$38,338$10,7380.28
National Median$33,977$13,9800.41

Career Paths

Occupations commonly associated with business administration, management and operations graduates

Computer and Information Systems Managers

Plan, direct, or coordinate activities in such fields as electronic data processing, information systems, systems analysis, and computer programming.

$171,200/yrJobs growth:Bachelor's degree

Architectural and Engineering Managers

Plan, direct, or coordinate activities in such fields as architecture and engineering or research and development in these fields.

$167,740/yrJobs growth:Bachelor's degree

Biofuels/Biodiesel Technology and Product Development Managers

Define, plan, or execute biofuels/biodiesel research programs that evaluate alternative feedstock and process technologies with near-term commercial potential.

$167,740/yrJobs growth:Bachelor's degree

Financial Managers

Plan, direct, or coordinate accounting, investing, banking, insurance, securities, and other financial activities of a branch, office, or department of an establishment.

$161,700/yrJobs growth:Bachelor's degree

Treasurers and Controllers

Direct financial activities, such as planning, procurement, and investments for all or part of an organization.

$161,700/yrJobs growth:Bachelor's degree

Investment Fund Managers

Plan, direct, or coordinate investment strategy or operations for a large pool of liquid assets supplied by institutional investors or individual investors.

$161,700/yrJobs growth:Bachelor's degree

Natural Sciences Managers

Plan, direct, or coordinate activities in such fields as life sciences, physical sciences, mathematics, statistics, and research and development in these fields.

$161,180/yrJobs growth:Bachelor's degree

Clinical Research Coordinators

Plan, direct, or coordinate clinical research projects. Direct the activities of workers engaged in clinical research projects to ensure compliance with protocols and overall clinical objectives. May evaluate and analyze clinical data.

$161,180/yrJobs growth:Bachelor's degree

Water Resource Specialists

Design or implement programs and strategies related to water resource issues such as supply, quality, and regulatory compliance issues.

$161,180/yrJobs growth:Bachelor's degree

Compensation and Benefits Managers

Plan, direct, or coordinate compensation and benefits activities of an organization.

$140,360/yrJobs growth:Bachelor's degree

Human Resources Managers

Plan, direct, or coordinate human resources activities and staff of an organization.

$140,030/yrJobs growth:Bachelor's degree

Sales Managers

Plan, direct, or coordinate the actual distribution or movement of a product or service to the customer. Coordinate sales distribution by establishing sales territories, quotas, and goals and establish training programs for sales representatives. Analyze sales statistics gathered by staff to determine sales potential and inventory requirements and monitor the preferences of customers.

$138,060/yrJobs growth:Bachelor's degree
About This Data

Source: U.S. Department of Education College Scorecard (October 2025 release)

Population: Graduates who received federal financial aid (Title IV grants or loans). At Holyoke Community College, approximately 39% of students receive Pell grants. Students who did not receive federal aid are not included in these figures.

Earnings: Median earnings from IRS W-2 data for graduates who are employed and not enrolled in further education, measured 1 year after completion. Earnings are pre-tax and include wages, salaries, and self-employment income.

Debt: Median cumulative federal loan debt at graduation. Does not include private loans or Parent PLUS loans borrowed on behalf of students.

Sample Size: Based on 64 graduates with reported earnings and 83 graduates with debt data. Small samples may not be representative.